For 2025, the conventional loan cap in Sun-City-Center, encompassing the county of Hillsborough, FL, is set at $647,200. Meanwhile, the FHA ceiling for a single-family home is $420,680.
Explore today's Conventional versus FHA versus USDA premium rates using the Lendersa® Conventional loan calculator. This tool will help you assess the requirements such as income, credit, reserves, and necessary documents essential for qualification. By utilizing our sophisticated mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the best suitable program in FL for your financial circumstances.
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| Loan Category | Maximum Loan Amount | Initial Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
The above comparison table is relevant to zip codes: 33598, 33573
Lendersa® is dedicated to swiftly and efficiently helping you find the most appropriate Conventional, USDA, or FHA loan. Begin by opting for one of three starting paths, each designed to match you with suitable lenders and loan options.
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