FHA VS Conventional loan in Sun-City-Center, Hillsborough County, Florida

For 2025, the conventional loan cap in Sun-City-Center, encompassing the county of Hillsborough, FL, is set at $647,200. Meanwhile, the FHA ceiling for a single-family home is $420,680.

Explore today's Conventional versus FHA versus USDA premium rates using the Lendersa® Conventional loan calculator. This tool will help you assess the requirements such as income, credit, reserves, and necessary documents essential for qualification. By utilizing our sophisticated mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the best suitable program in FL for your financial circumstances.

Evaluate offers from over 100 lenders

Loan limits and down payment guidelines for 2025 in Sun-City-Center, county of Hillsborough, FL

Loan Category Maximum Loan Amount Initial Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above comparison table is relevant to zip codes: 33598, 33573

Exploring Conventional and FHA loan solutions in Sun-City-Center, FL

Lendersa® is dedicated to swiftly and efficiently helping you find the most appropriate Conventional, USDA, or FHA loan. Begin by opting for one of three starting paths, each designed to match you with suitable lenders and loan options.

Lendersa USDA loan inquiry and result matching


  • Alex Doce - The Doce Group
  • 2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
  • Why Take Chances When Financing a Home? With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort
  • Premier Financial Services Inc.
  • 5931 NW 173 Drive, Unit 9, Hialeah, FL, 33015
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Collective Lending Group
  • 6135 NW 167 ST. #E8, Hialeah, FL, 33015
  • The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • The Rate Outlet
  • 440 NE 4th Ave, Fort Lauderdale, FL, 33301
  • We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.
  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs
  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
  • JLM Capital LLC
  • 515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
  • We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.
  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.