Explore the differences! FHA VS Conventional loan programs in Sun-City-Center, Hillsborough County, Florida

In 2025, Convetional loan limit in Sun-City-Center, county of Hillsborough, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Lendersa view Conventional loan rate today
loan-calculator-comparison

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sun-City-Center, county of Hillsborough, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33598, 33573

Conventional and FHA loan options in Sun-City-Center, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

  1. The ultimate request with Conventional/USDA/FHA loan optimization
  2. Find Conventional USDA and FHA rates & terms before anything else
  3. Search the largest database of Conventional lenders
Lendersa USDA loan request and matching results



  • PennyMac Loan Services, LLC,
  • 3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
  • At PennyMac, we know your home is more than a place to live, it’s your place to dream, laugh, and grow. That’s why we have made it our mission to be more than just a mortgage lender — restoring trust and quality in the home loan experience from beginning to end. So, whether you are just starting out with your first home

  • PennyMac Loan Services
  • 3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
  • At PennyMac our commitment to our customers doesn’t end at closing. Our goal is to be a trusted financial partner that you can count on as long as you own your home. Being one of the top direct mortgage lenders in the country means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products.

  • Great American Funding Corporation
  • 860 Hampshire Road Suite S, Westlake Village, CA, 91361
  • Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!

  • Harmony Mortgage
  • 699 Hampshire Rd. Suite 210, Westlake Village, CA, 91361
  • Harmony Mortgage Bankers was established in 2007 and since then the company and licensed mortgage professionals have been providing mortgage lending services to home buyers and real estate professionals throughout the state of California. We offer a wide variety of loan options with extremely competitive rates and fees.

  • First City Mortgage
  • 861 E Thousand Oaks Blvd, Suite 1, Thousand Oaks, CA, 91360
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Thousand Oaks Mortgage
  • 812 Woodlawn Dr, Thousand Oaks, CA, 91360
  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.

  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,

  • Zenith Financial Mortgage Company, Inc
  • 250 Lombard Street, Suite 5, Thousand Oaks, CA, 91360
  • Zenith Properties & Mortgage, Inc. & has been in the Real Estate industry for over 28 years. He is an expert in & specializes inSuperior Buyer & Seller" representation when looking to purchase or sell Real Estate. Craig is committed to securing the best financing available in the market place.

  • Summit Financial Network inc.
  • 99 Long Court, Suite 101, Thousand Oaks, CA, 91360
  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.

  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."

NMLS 1795154

Copyright © 2025 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA