Explore the differences! FHA VS Conventional loan programs in Balm, Hillsborough County, Florida

For 2026, the conventional loan limit in Balm, within Hillsborough county, FL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast current rates for Conventional, FHA, and USDA options, assessing the income, credit standing, reserves, and documentation required. With our sophisticated mortgage tool, explore Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you to choose the best program for your financial circumstances in FL.

Review offers from up to 100 lenders

Loan ceilings and down payment details for 2026 in Balm, Hillsborough county, FL

Loan Type Loan Ceiling Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 33598

Explore Conventional and FHA loan offerings in Balm, FL

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with one of three practical choices that connect you with compatible lenders and loan plans.

Lendersa USDA loan request matching results


Balm Lenders

  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Lends in Florida
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.

  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Lends in Florida
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.

  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • Lends in Florida
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.

  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Lends in Florida
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Lends in Florida
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
    FHA 203K Home Purchase Rehabilitation Loans
    Refinance & 125% Mortgage Relief Refinance Loans
    Reverse Mortgages
    Low Rate 30 year and 15 year fixed mortgages and
    We promise to give you and your realtor the best service.
    We promise to give you a great deal

  • Money Options Inc
  • 12819 Shadow Run Blvd, Riverview, FL, 33569
  • Lends in Florida
  • At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.

  • Riverview Mortgage
  • 11256 Boyette Rd, Riverview, FL, 33569
  • Lends in Florida
  • Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Bay Area Lending Services, LLC
  • 2002 E 5th Ave Suite #108, Tampa, FL, 33596
  • Lends in Florida
  • Bay Area Lending Services, LLC

    Direct, Fast, Reliable

    Bay Area Lending Services, LLC is a seasoned Asset-Based hard money lender who understands that speed and execution are key to your success. Reach out to discuss your options, get answers quickly, and apply online with confidence. Call 813-624-2374 or email james@bayarealendingservices.com to get started.

  • Home Fast Funding Inc
  • 1517 Holleman Drive, Valrico, FL, 33596
  • Lends in Florida
  • "From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida.
    Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim