FHA VS Conventional loan programs in Samoset, Manatee County, Florida

For the year 2025, the conventional loan cap in Samoset, situated in Manatee county, FL, is set at $726,200. In comparison, the FHA cap for a single-family residence is $506,000.

Utilize the Lendersa® Conventional loan calculator to weigh today's Conventional against FHA and USDA rates. This tool helps you understand the necessary income, credit score, reserves, and documents required for qualification. With our comprehensive mortgage calculator, you can view Conforming Conventional loans, along with USDA, FHA, and VA options side by side. This allows you to choose the most suitable program in FL based on your financial needs.

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2025 loan limits and down payment criteria in Samoset, Manatee county, FL

Type of Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

This comparison table is relevant for zip codes: 34208

Explore Conventional and FHA loan choices in Samoset, FL

The mission of Lendersa® is to secure the most competitive Conventional, USDA, or FHA loan for you quickly and easily. Start from one of three tailored points that connect you with suitable lenders and loan programs.

Lendersa USDA loan request matching outcomes


  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
  • 1st Credential Mortgage Inc
  • 8615 Bloomfield Turn, Missouri City, TX, 77459
  • We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • K&G Capital Mortgage
  • 3210 N. Frazier Street, Suite A, Conroe, TX, 77303
  • As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.
  • House of Professionals Inc
  • 14363 Torrey Chase, Suite F-1, Houston, TX, 77014
  • We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Suite A, Houston, TX, 77055
  • Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.