FHA VS Conventional loan in Bradenton, Manatee County, Florida

In 2025, Convetional loan limit in Bradenton, county of Manatee, FL is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bradenton, county of Manatee, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 34208, 34209, 34205, 34206, 34281

Conventional and FHA loan options in Bradenton, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
  • St. Joe Valley Credit Union
  • 129 S 9th Street, Saint Maries, ID, 83861
  • This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
  • Maciel Mortgage
  • 195 Elm Street, Suite 104, Coalinga, CA, 93210
  • Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga. Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
  • Luna Lending Inc.
  • 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
  • Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
  • Arroyo View Financial Incorporated
  • 860 Pacific Street, Suite 103, San Luis Obispo, CA, 93401
  • Arroyo View Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.