FHA VS Conventional loan programs in Ellenton, Manatee County, Florida

In 2025, Convetional loan limit in Ellenton, county of Manatee, FL is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ellenton, county of Manatee, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 34222, 34221

Conventional and FHA loan options in Ellenton, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
  • Missouri Valley Federal Credit Union
  • 7900 Mexico Road, Saint Peters, MO, 63376
  • Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
  • Home Loans With Integrity LLC
  • 3895 Mid Rivers Mall Drive, Cottleville, MO, 63376
  • We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.
  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
  • West Community Credit Union
  • 4161 Highway K, O Fallon, MO, 63368
  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
  • Scott State Bank
  • 101 West Main St., Bethany, IL, 61914
  • Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
  • Hancock County Savings Bank
  • 351 Carolina Avenue, Chester, WV, 26034
  • The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
  • The First National Bank of Raymond
  • 403 East Broad, Raymond, IL, 62560
  • Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.