Explore the differences! FHA VS Conventional loan programs in Sarasota, Sarasota County, Florida
In 2025, the limit for Conventional loans in Sarasota, part of Sarasota county, FL, is $726,200, whereas the FHA loan limit for a single-family home is $506,000.
Leverage the Lendersa® Conventional loan calculator to see top rates for Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in FL.
2025 Loan Limits and Downpayment Requirements for Sarasota, Sarasota, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$400,000
0%
FHA
$506,000
3.5%
Note: This table applies to zip codes: 34232, 34234, 34237, 34236, 34239, 34276
Evaluate Conventional and FHA Loan Possibilities in Sarasota, FL
The goal of Lendersa® is to provide you the best Conventional, USDA, or FHA loan options without complications. Start with one of three pathways to find matching lenders and loan options tailored to your needs.
"Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California.
Darlena herself specializes in FHA, VA, Conventional and Private Money financing."
2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007
Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.
Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.
She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed－Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
