FHA VS Conventional loan programs in 2025 for Sarasota, Sarasota County, Florida
In 2025, the limit for Conventional loans in Sarasota, part of Sarasota county, FL, is $726,200, whereas the FHA loan limit for a single-family home is $506,000.
Leverage the Lendersa® Conventional loan calculator to see top rates for Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in FL.
2025 Loan Limits and Downpayment Requirements for Sarasota, Sarasota, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$400,000
0%
FHA
$506,000
3.5%
Note: This table applies to zip codes: 34232, 34234, 34237, 34236, 34239, 34276
Evaluate Conventional and FHA Loan Possibilities in Sarasota, FL
The goal of Lendersa® is to provide you the best Conventional, USDA, or FHA loan options without complications. Start with one of three pathways to find matching lenders and loan options tailored to your needs.
9360 N Sam Houston Pkwy E, Suite 700, Humble, TX, 77396
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.
Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
