FHA VS Conventional loan in Fruitville, Sarasota County, Florida

In 2025, Convetional loan limit in Fruitville, county of Sarasota, FL is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fruitville, county of Sarasota, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 34232, 34240

Conventional and FHA loan options in Fruitville, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Polara Capital
  • 408 Atlanta Street, Suite 134, Roswell, GA, 30075
  • Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
  • Chattahoochee Residential Mortgage LLC
  • 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Lincoln Capital Advisors, LLC
  • 1158 Canton Street, Roswell, GA, 30075
  • Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best
  • BUCKHEAD HOME LOANS
  • 9755 Dogwood Road, Suite 250, Roswell, GA, 30075
  • Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
  • RELIANT MORTGAGE SOLUTIONS LLC
  • 4718 Childers Pond Overlook, Roswell, GA, 30075
  • "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting. Save time and stress and let Reliant submit your file to underwriting without a home identified! Sellers will pay attention that you are pre-approved not just pre-qualified!"
  • Southeast Private Lending
  • 9755 Dogwood Rd Ste. 250, Roswell, GA, 30075
  • Southeast Private Lending is a division Northbridge Properties, LLC. For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans. Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
  • Touchmark National Bank
  • 3651 Old Milton Parkway, Alpharetta, GA, 30005
  • Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
  • SLR Mortgage Inc
  • 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
  • SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MORTGAGE BROTHERS, LLC
  • 91 Lambets Way, Alpharetta, GA, 30005
  • We’re here to help you secure a loan that sets you up for a successful financial future. Simple as that. The Mortgage Brothers will work with you every step of the way as you search for the right mortgage to find the best rates possible, whether you’re buying your first home or searching for your next investment.