FHA VS Conventional loan programs in 2025 for Fruitville, Sarasota County, Florida

In the year 2025, the Conventional loan limit in Fruitville, county of Sarasota, FL, is $726,200. Meanwhile, for a single-family home, the FHA limit is $506,000.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documents for qualification. With this advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program for your financial situation in FL.

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2025 Loan Limits and Down Payment Requirements in Fruitville, Sarasota County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

This table applies to the following zip codes: 34232, 34240

Exploring Conventional and FHA Loan Options in Fruitville, FL

The mission of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose from three different starting points that align with matching lenders and loan programs.

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