FHA VS Conventional loan programs in Desoto-Lakes, Sarasota County, Florida
In 2025, the loan limit for Conventional loans in Desoto-Lakes, found in Sarasota county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. The advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in picking the best program in FL for your financial needs.
2025 Loan Limits and Down Payments in Desoto-Lakes, Sarasota, FL
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$338,500
0%
FHA
$420,680
3.5%
Relevant for zip codes: 34235
Explore Conventional and FHA Loan Options in Desoto-Lakes, FL
Lendersa® aims to secure the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose one of three strategies to connect with suitable lenders and loan options.
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