FHA VS Conventional loan in Desoto-Lakes, Sarasota County, Florida
In 2025, the loan limit for Conventional loans in Desoto-Lakes, found in Sarasota county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. The advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in picking the best program in FL for your financial needs.
2025 Loan Limits and Down Payments in Desoto-Lakes, Sarasota, FL
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$338,500
0%
FHA
$420,680
3.5%
Relevant for zip codes: 34235
Explore Conventional and FHA Loan Options in Desoto-Lakes, FL
Lendersa® aims to secure the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose one of three strategies to connect with suitable lenders and loan options.
5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
