FHA VS Conventional loan in Sawgrass, St. Johns County, Florida
In 2026, the maximum limit for conventional loans in the county of St. Johns, Sawgrass, FL, is $726,200. Meanwhile, the FHA cap for a single-family residence is $526,700.
Use the Lendersa® Conventional loan calculator to evaluate today's premier rates among Conventional, FHA, and USDA options. Determine what income, credit, savings, and paperwork are needed for qualification. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the best program for your financial scenario in FL.
2026 Loan Limits and Down Payment Requirements in Sawgrass, County of St. Johns, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,900
0%
FHA
$526,700
3.5%
This table is applicable to zip codes: 32082
Consider Conventional and FHA Loan Options in Sawgrass, FL
The aim of Lendersa® is to quickly provide you with the best possible Conventional, USDA, or FHA loan hassle-free. Select one of the three starting points located below to link you to matching lenders and loan programs.
Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
Lends in Florida
Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
Lends in Florida
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
Lends in Florida
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Lends in Florida
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
