In 2025, the loan limit for Conventional mortgages in Jacksonville, situated in Duval county, FL, is at $726,200. The FHA limit for a single-family house is $526,700.
The Lendersa® Conventional loan calculator helps you compare top rates across Conventional, FHA, and USDA loans today. Discover what income, credit, reserves, and documentation are required to qualify. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the right program for your financial situation in FL.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $345,900 | 0% |
| FHA | $526,700 | 3.5% |
This table is applicable to these zip codes: 32224, 32225, 32226, 32227, 32220, 32221, 32222, 32223, 32228, 32219, 32218, 32217, 32216, 32211, 32210, 32212, 32246, 32244, 32233, 32234, 32209, 32205, 32202, 32250, 32254, 32257, 32256, 32208, 32206, 32207, 32258, 32277, 32204, 32099, 32201, 32203, 32214, 32229, 32231, 32232, 32235, 32236, 32238, 32239, 32241, 32245, 32247, 32255
Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loan quickly, without any hassle. Start by selecting from one of the three suggested options, each guiding you to matching lenders and suitable programs.
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