Explore the differences! FHA VS Conventional loan programs in Jacksonville, Duval County, Florida
In 2026, the loan limit for Conventional mortgages in Jacksonville, situated in Duval county, FL, is at $726,200. The FHA limit for a single-family house is $526,700.
The Lendersa® Conventional loan calculator helps you compare top rates across Conventional, FHA, and USDA loans today. Discover what income, credit, reserves, and documentation are required to qualify. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the right program for your financial situation in FL.
2026 Loan Limits and Downpayment Requirements in Jacksonville, Duval, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,900
0%
FHA
$526,700
3.5%
This table is applicable to these zip codes: 32224
Loan Options for Conventional and FHA in Jacksonville, FL
Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loan quickly, without any hassle. Start by selecting from one of the three suggested options, each guiding you to matching lenders and suitable programs.
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
Lends in Florida
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
Lends in Florida
First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
Lends in Florida
At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
315 11th Ave. North, Jacksonville Beach, FL, 32250
Lends in Florida
Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.
8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
Lends in Florida
Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
