FHA VS Conventional loan in Jacksonville, Duval County, Florida

In 2025, Convetional loan limit in Jacksonville, county of Duval, FL is $726,200 while FHA limit is $526,700 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Jacksonville, county of Duval, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

The comparison table applies to zip codes: 32224, 32225, 32226, 32227, 32220, 32221, 32222, 32223, 32228, 32219, 32218, 32217, 32216, 32211, 32210, 32212, 32246, 32244, 32233, 32234, 32209, 32205, 32202, 32250, 32254, 32257, 32256, 32208, 32206, 32207, 32258, 32277, 32204, 32099, 32201, 32203, 32214, 32229, 32231, 32232, 32235, 32236, 32238, 32239, 32241, 32245, 32247, 32255

Conventional and FHA loan options in Jacksonville, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
  • Celi Group Finance
  • 1129 S. Jacobs Drive, Mountain House, CA, 95391
  • Buying or selling a home is one of the most important transactions in the lives of many people. Because of that, it is important that you work with someone you trust and feel is a market expert with integrity. People trust us with their most-valuable asset. It's a responsibility we take very seriously.
  • Hawkins Home Loans
  • 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
  • Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Oasis Realty and Financial Services
  • 131 Columbine Drive, Salinas, CA, 93906
  • Oasis Realty and Financial Services have Mortgage Loans and Real Estate, serving the Monterey Peninsula and nearby counties. Norma Ramirez can help you guide you through this complicated process with your best interests in mind. Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract.
  • Pacific Coast Mortgage Company
  • 18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
  • Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.
  • 1st INTEGRITY MORTGAGE
  • 16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
  • Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • East Bay Lender
  • 2300 First Street, Suite 216, Livermore, CA, 94550
  • Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
  • Sutter Buttes Real Estate
  • 444 Colusa Avenue, Suite B, Yuba City, CA, 95991
  • Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience