FHA VS Conventional loan in Jacksonville-Beach, Duval County, Florida

For 2025, the conventional loan limit in Jacksonville-Beach, within Duval county, FL, is $647,200, while for a single-family home, the FHA limit is $432,400.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans and determine needed income, credit, reserves, and documentation for qualification. This advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA helping to choose the best program in FL tailored to your needs.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Jacksonville-Beach, Duval County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $310,900 0%
FHA $432,400 3.5%

Applicable to zip codes: 32250, 32240

Explore Conventional and FHA Loan Options in Jacksonville-Beach, FL

Lendersa® is focused on delivering optimal Conventional, USDA, or FHA loans quickly and easily. Choose from three initial pathways to connect with fitting lenders and programs.

Lendersa results for USDA loan requests


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  • First Security Bank
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