FHA VS Conventional loan programs in 2024 for Jacksonville-Beach, Duval County, Florida

In 2024, Convetional loan limit in Jacksonville-Beach, county of Duval, FL is $647,200 while FHA limit is $432,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Jacksonville-Beach, county of Duval, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $310,900 0%
FHA $432,400 3.5%

The comparison table applies to zip codes: 32250, 32240

Conventional and FHA loan options in Jacksonville-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department. In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
  • Solve Lending & Realty
  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
  • Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
  • MAK Home Loans
  • 17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
  • At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • ABS Realty Group
  • 12506 Eckleson St, Cerritos, CA, 90703
  • ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
  • Equibox Mortgage, Inc.
  • 11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
  • When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
  • Express Home Loan Funding Corp
  • 17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
  • "Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California. It is dependable firm that seeks to exceed the expectations of their clients. They want to assure their clients that they will get loans whose terms are suited to their financial capability.
  • iCore Lending, Inc.
  • 17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
  • iCore Lending, Inc. we always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We create individualized financial solutions with the end consumer in mind, allowing you to rest assured that you are getting a great mortgage.