FHA VS Conventional loan programs in 2025 for Jacksonville-Beach, Duval County, Florida

In 2025, Convetional loan limit in Jacksonville-Beach, county of Duval, FL is $647,200 while FHA limit is $432,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Jacksonville-Beach, county of Duval, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $310,900 0%
FHA $432,400 3.5%

The comparison table applies to zip codes: 32250, 32240

Conventional and FHA loan options in Jacksonville-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
  • Reve Mortgage
  • 1199 Fairway Dr, City Of Industry, CA, 91789
  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
  • McLeod & Associates
  • 385 South Lemon Avenue, Suite D, Walnut, CA, 91789
  • Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
  • F.P. Mortgage
  • 667 S Brea Canyon Rd # 24, Walnut, CA, 91789
  • FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
  • Gemini Financial
  • 426 East Washington Avenue, Orange, CA, 92866
  • Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
  • Mark 1 Mortgage of Orange County
  • 1342 E Chapman Ave, Orange, CA, 92866
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nakoma Mortgage Company
  • 165 B Glassell Street, Orange, CA, 92866
  • Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.” Company We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
  • Stearns Home Loans - Fremont, CA
  • 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866
  • Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.