FHA VS Conventional loan programs in Jacksonville-Beach, Duval County, Florida
In 2025, Convetional loan limit in Jacksonville-Beach, county of Duval, FL is $647,200 while FHA limit is $432,400 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.
2025 loan limits and downpayment requirments in Jacksonville-Beach, county of Duval, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
The comparison table applies to zip codes: 32250, 32240
Conventional and FHA loan options in Jacksonville-Beach, FL
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
28662 Oso Parkway, Suite D401, Rancho Santa Margarita, CA, 92688
"Sheridan Mortgage Full-service mortgage company specializing in purchase loans. Our staff of experienced loan professionals can make any transaction smooth from start to finish. Let us show why so many families and referral partners have trusted us with their transactions too close on time.
""Expertise You Can Trust"
OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you
30212 Tomas, Suite 100, Santa Margarita, CA, 92688
Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
