Explore the differences! FHA VS Conventional loan programs in Sharpes, Brevard County, Florida

As of 2026, the limit for a conventional loan in Sharpes, found within Brevard county of FL, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, you can compare the best current rates for Conventional, FHA, and USDA loans. See what income, credit score, reserves, and documents you'll need. Our advanced mortgage calculator lets you view options for Conforming Conventional loans, USDA, FHA, and VA all side by side. It's designed to help you decide on the ideal program in FL for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sharpes, Brevard, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 32927

Options for Conventional and FHA Loans in Sharpes, FL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans swiftly and efficiently. You can choose one of the three simple steps that will connect you to lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Sharpes Lenders

  • Space Coast Financial Services Inc
  • 807 Cheney Highway, Titusville, FL, 32780
  • Lends in Florida
  • We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.

  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money

  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.

  • Syntex Mortgage LLC
  • 6027 Dallas Blvd, Orlando, FL, 32833
  • Lends in Florida
  • "Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes.
    We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.

  • CrossPoint Funding
  • 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Eagle Bay Mortgage LLC
  • 5995 Trieda Drive, Viera, FL, 32940
  • Lends in Florida
  • John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.

  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Lends in Florida
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.

  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Lends in Florida
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .

  • Homevision Mortgage Lending Inc
  • 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
  • Lends in Florida
  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.