Explore the differences! FHA VS Conventional loan programs in Cocoa-West, Brevard County, Florida

For the year 2025, the conventional loan cap in Cocoa-West, which is in the county of Brevard, FL, is set at $647,200. Meanwhile, the FHA loan limit for a single-family dwelling is $420,680.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify effectively. Our comprehensive mortgage calculator allows you to place Conforming Conventional loans side by side with USDA, FHA, and VA options, helping you select the ideal program in FL tailored to your unique financial circumstances.

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Discussing 2025 loan caps and down payment details in Cocoa-West, Brevard county, FL

Loan Category Maximum Loan Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparative table is applicable to the following zip codes: 32922, 32926

Explore Conventional and FHA loan possibilities in Cocoa-West, FL

The primary aim of Lendersa® is to provide a seamless experience in securing the best possible Conventional, USDA, or FHA loan. Begin with one of three options, each designed to lead you to suitable lenders and loan programs.

Outcomes of Lendersa's USDA loan requests


  • Larry The Lender
  • 13420 Lyndhurst St, Apt 301, Austin, TX, 78729
  • Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.
  • AAXY Mortgage
  • 13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
  • AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.
  • Stallion Funding, LLC
  • 10119 Lake Creek Pkwy Suite 202, Austin, TX, 78729
  • Stallion Funding is a private real estate finance company that specializes in providing real estate loans from $100,000 to $5 million. Our capital is secured from the Stallion Texas Real Estate Fund, as well as a network of private lenders, enabling us to make quick decisions to fund real estate projects. The Stallion team understands real estat
  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
  • American Bank and Trust Company Tulsa
  • 60 American Plaza, Tulsa, OK, 74135
  • Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers