FHA VS Conventional loan programs in Cocoa-West, Brevard County, Florida
For the year 2026, the conventional loan cap in Cocoa-West, which is in the county of Brevard, FL, is set at $647,200. Meanwhile, the FHA loan limit for a single-family dwelling is $420,680.
Leverage the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify effectively. Our comprehensive mortgage calculator allows you to place Conforming Conventional loans side by side with USDA, FHA, and VA options, helping you select the ideal program in FL tailored to your unique financial circumstances.
Discussing 2026 loan caps and down payment details in Cocoa-West, Brevard county, FL
Loan Category
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparative table is applicable to the following zip codes: 32922
Explore Conventional and FHA loan possibilities in Cocoa-West, FL
The primary aim of Lendersa® is to provide a seamless experience in securing the best possible Conventional, USDA, or FHA loan. Begin with one of three options, each designed to lead you to suitable lenders and loan programs.
Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money
Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
7341 Office Park Place, Suite 201, Melbourne, FL, 32940
Lends in Florida
Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
7341 Office Park Place, Suite 106, Melbourne, FL, 32940
Lends in Florida
Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
Lends in Florida
Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
