FHA VS Conventional loan programs in South-Beach, Indian River County, Florida
For 2025, the ceiling for Conventional loans in South-Beach, the county of Indian River, FL, is $647,200, whereas the limit for an FHA loan is $420,680 for a single-family home.
Use Lendersa®'s Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide on the best program in FL for your needs.
2025 Loan Limits and Down Payment Requirements in South-Beach, Indian River County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 32963
Explore Conventional and FHA Loan Options in South-Beach, FL
Our goal at Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan swiftly and with ease. Select from three starting points for matching lenders and loan programs.
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We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
