FHA VS Conventional loan in Vero-Beach, Indian River County, Florida

In 2025, the conventional loan limit for Vero-Beach, county of Indian River, FL, is set at $647,200, whereas the FHA limit for single-family homes is $420,680.

Use Lendersa®'s tool to compare Conventional, FHA, and USDA rates. Our mortgage calculator allows you to view these options side by side, determining which program in FL fits your financial needs.

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2025 Loan Limits and Down Payments in Vero-Beach, county of Indian River, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes: 32960, 32963, 32961, 32964, 32965, 32969

Conventional and FHA Loan Choices in Vero-Beach, FL

Lendersa® aims to swiftly find you the best loans without hassle. Choose from three start points to connect with lenders and programs.

Lendersa USDA loan request and matching results


  • Real Loan Partners Team
  • 2520 NW 97th Ave., Suite 210-A, Miami, FL, 33172
  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001. "
  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)
  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • Birchwood Hard Money Tampa Fl
  • 800 E Baker St, Tampa, FL, 33603
  • Our goal is to create long term relationships with our clients. As a long standing hard money lender in Tampa, Florida, our track record speaks for itself: many satisfied and successful clients.We also provide free consulting services to our customers.When it comes to hard money lending in Tampa, Birchwood is the easiest and cheapest to work with.
  • USF Federal Credit Union
  • 13302 USF Palm Drive, Tampa, FL, 33612
  • USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
  • New Home Mortgage Group LLC
  • 782 Northwest 42 Avenue, Suite 330, Miami, FL, 33126
  • At New Home Mortgage Group we get lenders to compete for your business. That means you get to compare multiple quotes from competing lender all in one place, saving you time and money. We are three loan officers who join forces with many years of experiance to vey service our client reducing closing cost
  • DG Pinnacle Funding LLC
  • 782 NW 42th Avenue, Suite 450, Miami, FL, 33126
  • DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
  • Ready Mortgage Lenders, LLC
  • 1000 NW 57th Ct, Suite 120, Miami, FL, 33126
  • RML LLC, is a full service direct lender founded in 2013. The executive board has over 70 years of combined experience. Our CEO and President founded the company with a straightforward aspiration To support his staff with the finest tools and technology to accomplish the goal of providing. best product and services to our community