FHA VS Conventional loan in Gifford, Indian River County, Florida

In 2025, the Conventional loan limit for Gifford, within the county of Indian River, FL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA loans. This tool aids in identifying the required income, credit, reserves, and documentation. You can assess Conforming Conventional loans beside USDA, FHA, and VA options using our advanced mortgage calculator, assisting you in making the best choice for your financial situation in FL.

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2025 Loan Limits and Down Payment Requirements in Gifford, Indian River, FL

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the zip codes: 32960, 32967

Explore Conventional and FHA Loan Offers in Gifford, FL

Lendersa® aims to help you acquire the best Conventional, USDA, or FHA loan quickly and easily. Choose one of these three paths to connect with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • A E Rivera Mortgage
  • 201 Steele Street, Suite 200, Denver, CO, 80206
  • A E RIVERA MORTGAGE, LLC is a localy owned and operated mortgage lender servicing the Rocky Mountain region since 1998. Anthony E. Rivera, President, began his career in 1982. During his career, Mr. Rivera has served in every capacity of the mortgage loan process. This experience and knowledge drives an extremely efficient
  • PB Funding Inc
  • 44 Cook Street, Suite 100, Denver, CO, 80206
  • The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Premier Family Mortgage LLC
  • 3545 South Platte River Drive, Suite A, Englewood, CO, 80110
  • Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Give Financing LLC
  • 3435 S Inca St, Suite C, Englewood, CO, 80110
  • selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
  • Home Mortgage Lending
  • 4985 S. Lipan Drive, Englewood, CO, 80110
  • Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
  • High Desert Home Lending
  • 6417 Pojoaque Dr, Albuquerque, NM, 87120
  • High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
  • Premier Mortgage Advisors LLC
  • 6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
  • Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
  • NewCastle Mortgage
  • 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.