FHA VS Conventional loan programs in 2025 for Gifford, Indian River County, Florida
In 2025, the Conventional loan limit for Gifford, within the county of Indian River, FL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA loans. This tool aids in identifying the required income, credit, reserves, and documentation. You can assess Conforming Conventional loans beside USDA, FHA, and VA options using our advanced mortgage calculator, assisting you in making the best choice for your financial situation in FL.
2025 Loan Limits and Down Payment Requirements in Gifford, Indian River, FL
Type of Loan
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the zip codes: 32960, 32967
Explore Conventional and FHA Loan Offers in Gifford, FL
Lendersa® aims to help you acquire the best Conventional, USDA, or FHA loan quickly and easily. Choose one of these three paths to connect with compatible lenders and loan programs.
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