FHA VS Conventional loan in South-Miami, Miami-Dade County, Florida
In 2026, the conventional loan limit for South-Miami, located in the county of Miami-Dade, FL, is $647,200. Meanwhile, the FHA loan cap for a single-family home is $460,000.
The Lendersa® Conventional loan calculator is invaluable for comparing today's best rates on Conventional, FHA, and USDA loans. It helps determine necessary income, credit, reserves, and documents for qualification. With this advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping to find the best program in FL for your unique financial needs.
2026 Loan limits and down payment requirements in South-Miami, county of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
Applicable zip codes for this table: 33143, 33155, 33243
Conventional and FHA loan options in South-Miami, FL
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan quickly and conveniently. Select from three starting points to connect with matching lenders and loan programs.
18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180
"Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado.
We can lend to Foreign Nationals up to 70% Loan To Value. Q Kapital is Located in Miami Florida"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180
We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.
20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.
At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.
Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.
