FHA VS Conventional loan programs in 2025 for South-Miami, Miami-Dade County, Florida

In 2025, Convetional loan limit in South-Miami, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in South-Miami, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33143, 33155, 33243

Conventional and FHA loan options in South-Miami, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Volunteer Bank
  • 728 Broad St, Chattanooga, TN, 37402
  • Our mission is to be the bank where “every customer comes back and brings a friend. Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
  • Trust Federal Credit Union
  • 555 Walnut Street, Suite 100, Chattanooga, TN, 37402
  • Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
  • Davis & Davis IG
  • 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615
  • Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
  • West Town Bank & Trust
  • 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615
  • At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
  • Dash Home Loans, a Division of Primary Residential Mortgage, Inc.
  • 131 Wind Chime Court, Raleigh, NC, 27615
  • Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
  • Perennial Mortgage Group
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
  • VISION LENDING SERVICES
  • 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615
  • Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
  • Glenn Eagle Lending Inc
  • 181-202 Wind Chime Ct, Raleigh, NC, 27615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.