FHA VS Conventional loan programs in 2026 for South-Miami, Miami-Dade County, Florida
In 2026, the conventional loan limit for South-Miami, located in the county of Miami-Dade, FL, is $647,200. Meanwhile, the FHA loan cap for a single-family home is $460,000.
The Lendersa® Conventional loan calculator is invaluable for comparing today's best rates on Conventional, FHA, and USDA loans. It helps determine necessary income, credit, reserves, and documents for qualification. With this advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping to find the best program in FL for your unique financial needs.
2026 Loan limits and down payment requirements in South-Miami, county of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
Applicable zip codes for this table: 33143
Conventional and FHA loan options in South-Miami, FL
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan quickly and conveniently. Select from three starting points to connect with matching lenders and loan programs.
At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
Lends in Florida
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Lends in Florida
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
Lends in Florida
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Lends in Florida
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lends in Florida
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
"At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
