FHA VS Conventional loan programs in 2026 for Coral-Gables, Miami-Dade County, Florida
During 2026, in Coral-Gables, within the county of Miami-Dade, FL, the Conventional loan limit for a single-family home is $647,200, whereas the FHA loan limit is $460,000.
The Lendersa® Conventional loan calculator assists in comparing the most favorable rates among Conventional, FHA, and USDA loans available today. It helps determine the income, credit, reserves, and required documents needed for eligibility. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options to aid in selecting the best program for your specific financial situation in FL.
2026 Loan Limits and Down Payment Requirements in Coral-Gables, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table is applicable for the following zip codes: 33146
Conventional and FHA Loan Options in Coral-Gables, FL
The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans with ease. Choose among three different starting points that lead to matching lenders and loan options tailored to your needs.
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
Lends in Florida
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Lends in Florida
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
Lends in Florida
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Lends in Florida
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lends in Florida
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs
2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
Lends in Florida
We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down
3390 Mary Street, Suite 116, Coconut Grove, FL, 33133
Lends in Florida
At NEWLOANCO , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage..
