Explore the differences! FHA VS Conventional loan programs in Coral-Gables, Miami-Dade County, Florida

During 2025, in Coral-Gables, within the county of Miami-Dade, FL, the Conventional loan limit for a single-family home is $647,200, whereas the FHA loan limit is $460,000.

The Lendersa® Conventional loan calculator assists in comparing the most favorable rates among Conventional, FHA, and USDA loans available today. It helps determine the income, credit, reserves, and required documents needed for eligibility. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options to aid in selecting the best program for your specific financial situation in FL.

Compare loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Coral-Gables, Miami-Dade, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table is applicable for the following zip codes: 33146, 33143, 33134, 33158, 33156, 33114, 33234

Conventional and FHA Loan Options in Coral-Gables, FL

The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans with ease. Choose among three different starting points that lead to matching lenders and loan options tailored to your needs.

Lendersa's USDA loan request and matching results


  • Elite Equity Consultants, Inc.
  • 16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
  • "Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution. As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
  • Land Brothers Mortgage & Realty
  • 16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
  • Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.
  • Homes and Homes Corporation
  • 16661 ventura blvd, Suite 312, Encino, CA, 91436
  • At Homes and Homes corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Montana Capital Car Title Loans
  • 16255 Ventura Blvd Suite 1100, Encino, CA, 91436
  • Montana Capital Car Title Loans has been helping consumers get ahead since 2007. We began with just one office in the San Fernando Valley, but have since expanded and opened several branches and service locations in many cities across California. Our goal is to provide you the maximum cash value with a payment plan that works for you.
  • US Direct Lender
  • 16200 Ventura Blvd, Encino, CA, 91436
  • We are a direct lending company and we specialize in lending out our own money. We underwrite our loans. Therefore, we move quickly to approve loans. We also work with our investors to fund all types of loans from a full doc to no tax returns or pay stub needed!! We aim to remove the obstacles that consumers often experience when trying to borro
  • Amza Capital
  • 16501 Ventura Blvd. Suite 400, Encino, CA, 91436
  • One of the best tools that nearly all small business owners have access to is commercial finance. Many business owners make the mistake of assuming they could never be approved. Others are too afraid of the risk of accumulating debt. In reality, these are real concerns, but they can be completely avoided with just a little bit of planning.
  • Olympia Financial Mortgage Inc
  • 16633 Ventura Boulevard • Suite 700, Encino, CA, 91436
  • Olympia Financial has well over 30 years of professional experience. We have a team of trained and experienced consultants ready to facilitate your every question. Olympia Financial prides itself on knowledge. At Olympia Financial, delivering impeccable customer service is not just a cliché.
  • Custom Mortgage Inc
  • 16501 Ventura Blvd STE 400, Encino, CA, 91436
  • Custom Mortgage + Real Estate is a Nationwide Mortgage Banker and Commercial and Residential Real Estate Broker. We provide many traditional loan solution and also have unique specialized such as Stated Income loans up to 80% loan to value. Contact us to find out more 877-976-5669.
  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • California Prime Capital
  • 17412 Ventura Blvd, Suite 131, Encino, CA, 91316
  • California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
  • Robbins & Lloyd Mortgage Inc.
  • 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
  • Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.