FHA VS Conventional loan programs in Coral-Gables, Miami-Dade County, Florida

During 2026, in Coral-Gables, within the county of Miami-Dade, FL, the Conventional loan limit for a single-family home is $647,200, whereas the FHA loan limit is $460,000.

The Lendersa® Conventional loan calculator assists in comparing the most favorable rates among Conventional, FHA, and USDA loans available today. It helps determine the income, credit, reserves, and required documents needed for eligibility. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options to aid in selecting the best program for your specific financial situation in FL.

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2026 Loan Limits and Down Payment Requirements in Coral-Gables, Miami-Dade, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table is applicable for the following zip codes: 33146

Conventional and FHA Loan Options in Coral-Gables, FL

The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans with ease. Choose among three different starting points that lead to matching lenders and loan options tailored to your needs.

Lendersa's USDA loan request and matching results


  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.

  • Strategic Lending, LLC
  • 920 E 800 N, Suite 203, Orem, UT, 84097
  • Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending

  • Gravity Capital, LLC
  • 531 E 770 N, Orem, UT, 84097
  • Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s

  • Rock Canyon Bank
  • 1376 North State Street, Orem, UT, 84057
  • Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.

  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.

  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy

  • Silverview Capital LLC
  • 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
  • At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.

  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home.

    Our VA home loan specialists have been serving veterans for over 16+ years."

  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans.

    We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.

  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav