FHA VS Conventional loan programs in Kendall, Miami-Dade County, Florida

During 2026, the conventional loan limit for a residence in Kendall, within Miami-Dade county, FL, is set at $726,200, while the FHA limit for a single-family home reaches $557,750.

Employ the Lendersa® Conventional loan calculator to evaluate top rates among Conventional, FHA, and USDA loans currently available. This tool assists in determining the necessary income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you select the most appropriate program in FL that aligns with your financial needs.

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2026 Loan Limits and Downpayment Requirements in Kendall, Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $557,750 3.5%

This data is applicable to zip codes: 33173

Explore Conventional and FHA Loan Options in Kendall, FL

At Lendersa®, our aim is to quickly secure the best Conventional, USDA, or FHA loans without hassle. Choose from one of the three starting pathways below to find suitable lenders and loan programs that match your requirements.

Lendersa USDA loan request and matching results


Kendall Lenders

  • C2 Financial, Corp.
  • 10811 Southwest 66th Drive, Miami, FL, 33173
  • Lends in Florida
  • C2 Financial, Corp.

    Work with Ana Sanz

    C2 Financial, Corp. helps homebuyers and homeowners find the right mortgage—purchase or refinance—with clear, friendly guidance. Ana Sanz streamlines options and paperwork so you can close confidently. Explore c2financial.com/asanz or call (786) 403-4746.

  • CFN Mortgage Capital
  • 9360 Sunset Drive, Suite 270, Miami, FL, 33173
  • Lends in Florida
  • At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.

  • RealCap Financial Corp
  • 10300 Sunset Drive, Suite 452, Miami, FL, 33173
  • Lends in Florida
  • Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.

  • America Reliable Mortgage
  • 10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • Lends in Florida
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.

  • AIM Mortgage LLC
  • 9415 Sunset Drive, Suite 157, Miami, FL, 33173
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Home Mortgage Center Corp
  • 9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
  • Lends in Florida
  • Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,

  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • Lends in Florida
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • DRG Capital Inc
  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.