FHA VS Conventional loan in St.-Cloud, Osceola County, Florida
In 2025, the Conventional loan limit in St.-Cloud, Osceola county, FL, is $647,200. The FHA limit for a single-family property is $420,680.
The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced tool places Conforming Conventional loans, USDA, FHA, and VA alongside each other to aid in selecting the most suitable program for your financial needs in FL.
Loan Limits and Down Payment Requirements in St.-Cloud, Osceola, FL, 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for the following zip codes: 34769, 34771, 34772
Exploring Conventional and FHA Loan Options in St.-Cloud, FL
At Lendersa®, our objective is to swiftly secure the most favorable Conventional, USDA, or FHA loan for you with ease. Choose from three different starting points to match you with suitable lenders and loan programs.
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
2900 Seminary Drive, Building G, Greensburg, PA, 15601
On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.
At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People