FHA VS Conventional loan in Tavares, Lake County, Florida

In 2026, the conventional loan limit for Tavares, located in Lake county, FL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in FL for your financial needs.

Explore loan offers from around 100 lenders

2026 Loan Limits and Down Payment Requirements in Tavares, Lake, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 32778

Conventional and FHA Loan Options in Tavares, FL

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you quickly and hassle-free. Choose one of three starting points to connect with matching lenders and programs.

Results from USDA loan requests with Lendersa


Tavares Lenders

  • Mortgage Financial Group, Inc
  • 1100 E. Alfred Street, Tavares, FL, 32778
  • Lends in Florida
  • Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states

  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Lends in Florida
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.

  • The First National Bank of Mount Dora
  • 714 N. Donnelly Street, Mount Dora, FL, 32757
  • Lends in Florida
  • At First National Bank of Mount Dora. Here, we build personal relationships with our customers so we can help them through all stages of life. From checking and savings accounts with mobile access, to flexible loans and lines of credit, to investments that build and protect wealth we’re known for exceptional service and commitment to our community.

  • Paradise Financial Services LLC
  • 5644 Ansley Way, Mount Dora, FL, 32757
  • Lends in Florida
  • PARADISE FINANCIAL SERVICES LLC, offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the right loan for you. PARADISE FINANCIAL SERVICES LLC, is committed to helping you find the right mortgage product for your needs. We offer a variety of products to meet your individual requirements.

  • United Southern Bank
  • 750 North Central Avenue, Umatilla, FL, 32784
  • Lends in Florida
  • Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida

  • One Florida Bank
  • 21 E. Third Street, Apopka, FL, 32703
  • Lends in Florida
  • As a Florida-based bank, we are firmly rooted in our local communities. We believe a locally owned and managed bank better serves your needs, with decisions made locally by an experienced team of bankers and a board of directors steeped in Florida’s entrepreneurial spirit. We are committed to knowing you personally, understanding your needs and goa

  • Scott Capital Finance Inc
  • 2755 Border Lake Road, Suite 105, Apopka, FL, 32703
  • Lends in Florida
  • We offer a variety of services that will fit your companies need. To start any business you must have capital through our capital lending partners we can get you the funds you need to start your business, maintain your business, & even meet short term goals of payroll and more. You can get a quote or estimate easily by filling out the forms online

  • Better Lending Team
  • 10745 Foxhole Road, Clermont, FL, 34711
  • Lends in Florida
  • The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • OneStop Financial Services LLC
  • 2704 Rew Circle, Suite 105A, Ocoee, FL, 34761
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.