FHA VS Conventional loan programs in University-Park, Miami-Dade County, Florida
In 2025, for University-Park located in Miami-Dade county, FL, the maximum limit for obtaining a conventional loan is $647,200. In contrast, the FHA loan limit designated for a single-family residence stands at $460,000. These figures are crucial benchmarks for potential homebuyers in this region.
Take advantage of the Lendersa® Conventional loan calculator to explore the leading current rates among Conventional, FHA, and USDA programs. This tool identifies the necessary income, credit standing, reserves, and documentations required to qualify, providing a clear display—side by side—of Conforming Conventional, USDA, FHA, and VA loans. This facilitates your decision on which program is optimal for your financial situation in FL.
2025 Loan Limits and Down Payment Requirements in University-Park, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$460,000
3.5%
The figures in this comparison apply to these specific zip codes: 33174, 33165, 33199
Discovering Conventional and FHA Loan Options in University-Park, FL
The aim of Lendersa® is to help you secure the finest Conventional, USDA, or FHA loan available quickly and effortlessly. Choose one among three starting points to match up with appropriate lenders and loan options perfectly tailored to your needs.
33971 Selva Road, Suite 120, Dana Point, CA, 92629
Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.
24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
"Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on.
Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23807 Aliso Creek Road, Suite 210, Laguna Niguel, CA, 92677
Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers
