FHA VS Conventional loan in University-Park, Miami-Dade County, Florida

In 2025, Convetional loan limit in University-Park, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in University-Park, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33174, 33165, 33199

Conventional and FHA loan options in University-Park, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
  • Bustamante jr Ronald Gerardo
  • 10533 San Juan Avenue, South Gate, CA, 90280
  • It is my job to either find that perfect home for you and your family, or to help you sell your current home quickly, smoothly and at market value or above. To accomplish those goals I need to first understand your dreams and goals. Next I need to develop the right marketing plan if you are selling your home
  • B Squared Funding - Home Loans
  • 1100 E 3rd St, Long Beach, CA, 90802
  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
  • Investors Realty Partners
  • 235 Broadway, Suite 218, Long Beach, CA, 90802
  • Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • LBL Mortgage
  • 3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
  • LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
  • JK&Associates
  • 4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
  • Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
  • American Financial Center
  • 790 Terrace 49, Los Angeles, CA, 90042
  • We handle the job from start to finish of getting you into the home of your dreams. Our real business is you. Give yourself options with a variety of our programs from FHA, VA, Conventional, and more! You can count on us to deliver efficient service to lower your current payment or help you receive cash out
  • Equity Funding Source
  • PO Box 421327, Los Angeles, CA, 90042
  • Equity Funding Source, Inc. is a mortgage broker that specializes in arranging loans directly for borrowers who, for the most part, are property owners, buyers or developers with substantial cash equity in the property and who often provide personal guarantees. This California mortgage brokerage specializes in private money equity loan sources.
  • Loans with Mason | Residential Mortgages
  • 7507 Roseberry Avenue, Unit 2160, Walnut Park, CA, 90255
  • It is our goal to make sure that you have a stress-free and well informed home buying process. We have an incredible tool specifically made to help you and your family completely understand all of your mortgage loan options so together we can find the perfect mortgage to fit your goals.