FHA VS Conventional loan programs in 2025 for University-Park, Miami-Dade County, Florida
In 2025, for University-Park located in Miami-Dade county, FL, the maximum limit for obtaining a conventional loan is $647,200. In contrast, the FHA loan limit designated for a single-family residence stands at $460,000. These figures are crucial benchmarks for potential homebuyers in this region.
Take advantage of the Lendersa® Conventional loan calculator to explore the leading current rates among Conventional, FHA, and USDA programs. This tool identifies the necessary income, credit standing, reserves, and documentations required to qualify, providing a clear display—side by side—of Conforming Conventional, USDA, FHA, and VA loans. This facilitates your decision on which program is optimal for your financial situation in FL.
2025 Loan Limits and Down Payment Requirements in University-Park, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$460,000
3.5%
The figures in this comparison apply to these specific zip codes: 33174, 33165, 33199
Discovering Conventional and FHA Loan Options in University-Park, FL
The aim of Lendersa® is to help you secure the finest Conventional, USDA, or FHA loan available quickly and effortlessly. Choose one among three starting points to match up with appropriate lenders and loan options perfectly tailored to your needs.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.
1303 West Industrial Boulevard, Round Rock, TX, 78681
As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,
25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
