Explore the differences! FHA VS Conventional loan programs in University-Park, Miami-Dade County, Florida
In 2025, for University-Park located in Miami-Dade county, FL, the maximum limit for obtaining a conventional loan is $647,200. In contrast, the FHA loan limit designated for a single-family residence stands at $460,000. These figures are crucial benchmarks for potential homebuyers in this region.
Take advantage of the Lendersa® Conventional loan calculator to explore the leading current rates among Conventional, FHA, and USDA programs. This tool identifies the necessary income, credit standing, reserves, and documentations required to qualify, providing a clear display—side by side—of Conforming Conventional, USDA, FHA, and VA loans. This facilitates your decision on which program is optimal for your financial situation in FL.
2025 Loan Limits and Down Payment Requirements in University-Park, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$460,000
3.5%
The figures in this comparison apply to these specific zip codes: 33174, 33165, 33199
Discovering Conventional and FHA Loan Options in University-Park, FL
The aim of Lendersa® is to help you secure the finest Conventional, USDA, or FHA loan available quickly and effortlessly. Choose one among three starting points to match up with appropriate lenders and loan options perfectly tailored to your needs.
204 East Orange Street, Suite 200, Lakeland, FL, 33801
Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
Multiline Mortgage Services, Inc. We are a Mortgage Broker licensed in Florida, Georgia and Iowa. It is our pledge to all clients to work with the utmost integrity, respect, patience, and transparency to teach the loan process so our clients know how their money is being spent. No question is insignificant.
JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.
MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.
Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
"From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida.
Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
