FHA VS Conventional loan programs in 2025 for Westwood-Lakes, Miami-Dade County, Florida

In the year 2025, the maximum Conventional loan limit for Westwood-Lakes, in the county of Miami-Dade, FL, is $647,200. On the other hand, the FHA limit for a single-family home is set at $460,000.

With the Lendersa® Conventional loan calculator, you can assess and compare current rates for Conventional, FHA, and USDA loans. It also helps you determine the necessary income, credit, reserves, and documents to qualify. Use our advanced mortgage calculator to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in FL for your financial needs.

Examine loan offers from a range of 100 lenders

Updated Loan Limits and Down Payment Requirements for 2025 in Westwood-Lakes, Miami-Dade, FL

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This comparison table applies to the following zip codes: 33165

Explore Various Conventional and FHA Loan Options in Westwood-Lakes, FL

At Lendersa®, our goal is to connect you quickly with the best Conventional, USDA, or FHA loans, without any hassle. Choose from one of the three starting points to identify lenders and loan programs that match your needs.

Lendersa's process for USDA loan requests and matching


  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115
  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
  • Firefighters Credit Union
  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups: Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123
  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
  • Security National Commercial Capital
  • 5300 South 360 West Suite 310, Salt Lake City, UT, 84123
  • Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • Christa Votaw, Mortgage Lender
  • 750 S. Main St, Bountiful, UT, 84010
  • Clear Mortgage - Get Clear with Clear America's most innovative, dynamic mortgage company! Clear Mortgage gives loan officers more transparency and control than anyone else so they can take better care of borrowers and agents than anyone else and empowers LO's with revolutionary levels of industry transparency and autonomy
  • Capital Financial Group, Inc.
  • 846 South Main Street, Bountiful, UT, 84010
  • "We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life. Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
  • Utah Mortgage Resource LLC
  • 2941 South 100 West, Bountiful, UT, 84010
  • Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
  • Utah Mortgage
  • 1525 North Main Street, Suite 100, Bountiful, UT, 84010
  • Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.