Explore the differences! FHA VS Conventional loan programs in Westwood-Lakes, Miami-Dade County, Florida

In the year 2025, the maximum Conventional loan limit for Westwood-Lakes, in the county of Miami-Dade, FL, is $647,200. On the other hand, the FHA limit for a single-family home is set at $460,000.

With the Lendersa® Conventional loan calculator, you can assess and compare current rates for Conventional, FHA, and USDA loans. It also helps you determine the necessary income, credit, reserves, and documents to qualify. Use our advanced mortgage calculator to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in FL for your financial needs.

Examine loan offers from a range of 100 lenders

Updated Loan Limits and Down Payment Requirements for 2025 in Westwood-Lakes, Miami-Dade, FL

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This comparison table applies to the following zip codes: 33165

Explore Various Conventional and FHA Loan Options in Westwood-Lakes, FL

At Lendersa®, our goal is to connect you quickly with the best Conventional, USDA, or FHA loans, without any hassle. Choose from one of the three starting points to identify lenders and loan programs that match your needs.

Lendersa's process for USDA loan requests and matching


  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
  • A.A. Genesis Investments, LLC
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  • Mortgage Pros
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  • INB, N.A.
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  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
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  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families. If you are not currently a member, you may want to browse our site
  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
  • The Farmers State Bank
  • 1101 West Main Street, Quinton, OK, 74561
  • The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time. In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.
  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
  • Structure Finance LLC
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