Explore the differences! FHA VS Conventional loan programs in Westchester, Miami-Dade County, Florida
In 2025, within Westchester in Miami-Dade county, FL, the limit for a Conventional loan is $726,200. Comparatively, the FHA has set its limit to $557,750 for a single-family dwelling.
Utilize Lendersa®'s Conventional loan calculator to evaluate the best available rates between Conventional, FHA, and USDA loans at present. Assess your income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side by side, thus helping you identify the optimal program for your financial plan in FL.
2025 Loan Limits and Down Payment Requirements in Westchester, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$557,750
3.5%
This table is applicable to the following zip codes: 33174, 33144, 33165, 33155
Discover Conventional and FHA Loan Options in Westchester, FL
Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loans swiftly and efficiently. Start with one of the following three pathways to connect with compatible lenders and matching loan programs.
6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis
Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL, 32901
Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901
"Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator.
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