FHA VS Conventional loan in Boca-Raton, Palm Beach County, Florida
In 2025, within Boca-Raton, located in the county of Palm Beach, FL, the conventional loan limit for a single-family home is set at $647,200, while the FHA loan limit is $460,000.
Harness the power of the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. This tool is designed to help you understand the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional loans, USDA, FHA, and VA options side by side, offering a clearer picture to help you determine which loan program in FL aligns best with your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Boca-Raton, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
The table covers applicable zip codes: 33496, 33487, 33486, 33432, 33433, 33431, 33434, 33427, 33429, 33481, 33499
Exploring Conventional and FHA Loan Options in Boca-Raton, FL
Lendersa® aims to swiftly and efficiently connect you with the ideal Conventional, USDA, or FHA loan without hassle. Begin with one of the three options below to match with lenders and find fitting loan programs.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
4640 SW Macadam Ave, Suite 90, Portland, OR, 97239
Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities because the industry just isn’t set up to help them make smart borrowing decisions.
Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,
Summit Mortgage Corporation has been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves on that fact. We’re locally owned and operated, so we understand what matters to people who live here. We’re also connected to mortgage banking resources nationwide.
5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.