FHA VS Conventional loan in Boca-Raton, Palm Beach County, Florida
In 2026, within Boca-Raton, located in the county of Palm Beach, FL, the conventional loan limit for a single-family home is set at $647,200, while the FHA loan limit is $460,000.
Harness the power of the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. This tool is designed to help you understand the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional loans, USDA, FHA, and VA options side by side, offering a clearer picture to help you determine which loan program in FL aligns best with your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Boca-Raton, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
The table covers applicable zip codes: 33496
Exploring Conventional and FHA Loan Options in Boca-Raton, FL
Lendersa® aims to swiftly and efficiently connect you with the ideal Conventional, USDA, or FHA loan without hassle. Begin with one of the three options below to match with lenders and find fitting loan programs.
Ferrari Lending helps individuals and businesses explore loan options with clear guidance and responsive service. Reach Alexandre Ferrari at info@alexandreferrari.com or 561-571-2552, and start your path to confident borrowing at www.ferrarilending.com.
Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states.
All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
Lends in Florida
HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
Lends in Florida
Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company
