Explore the differences! FHA VS Conventional loan programs in Watertown, Columbia County, Florida
For 2025, the maximum allowed for a Conventional loan in Watertown, within Columbia county, FL, is $726,200, whereas the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the top rates for Conventional, FHA, and USDA loans available today. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage tool shows Conforming, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program for your own financial scenario in FL.
2025 loan limits and downpayment requirements in Watertown, located in Columbia, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for zip codes: 32055, 32025
Explore Conventional and FHA loan options in Watertown, FL
Lendersa® seeks to provide you with the optimal Conventional, USDA, or FHA loan quickly and with minimal hassle. You can choose among three starting options that lead to matching lenders and suited loan plans.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.
TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
8000 IH 10 West, Suite 600, San Antonio, TX, 78230
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
13526 George Rd, Suite 208, San Antonio, TX, 78230
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
