FHA VS Conventional loan programs in 2025 for Watertown, Columbia County, Florida
For 2025, the maximum allowed for a Conventional loan in Watertown, within Columbia county, FL, is $726,200, whereas the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the top rates for Conventional, FHA, and USDA loans available today. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage tool shows Conforming, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program for your own financial scenario in FL.
2025 loan limits and downpayment requirements in Watertown, located in Columbia, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for zip codes: 32055, 32025
Explore Conventional and FHA loan options in Watertown, FL
Lendersa® seeks to provide you with the optimal Conventional, USDA, or FHA loan quickly and with minimal hassle. You can choose among three starting options that lead to matching lenders and suited loan plans.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans.
Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
