FHA VS Conventional loan programs in Wellington, Palm Beach County, Florida

In 2026, the Conventional loan cap in Wellington, situated in Palm Beach county, FL, is $726,200. Comparatively, the FHA loan limit is $557,750 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, so you can choose the most fitting program in FL for your financial situation.

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2026 Loan Limits and Down Payment Specifications in Wellington, Palm Beach County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $368,000 0%
FHA $557,750 3.5%

This table is applicable to the ZIP codes: 33449

Explore Conventional and FHA Loan Options in Wellington, FL

The aim of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points which align you with suitable lenders and loan packages.

Lendersa USDA loan request outcomes


Wellington Lenders

  • Reverse Mortgage Reality
  • 2345 Waburton Terrace, Wellington, FL, 33414
  • Lends in Florida
  • Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.

  • Sunvest Mortgage Group LLC
  • 12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
  • Lends in Florida
  • At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Sunstate Mortgage LLC
  • 12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
  • Lends in Florida
  • sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.

  • 5 Star Financial Group - Tampa Mortgage Lender
  • 1503 South US Hwy 301, STE 109, Wellington, FL, 33414
  • Lends in Florida
  • 5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.

  • 1st Mortgage Solution
  • 420 FL-7 #174, Wellington, FL, 33414
  • Lends in Florida
  • 1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available

  • Gold Star Mortgage Financial Group
  • 13889 Wellington Trace, Suite A2, Wellington, FL, 33414
  • Lends in Florida
  • Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.

  • ASC Mortgage Group
  • 8401 Lake Worth Road, Suite 110, Lake Worth, FL, 33467
  • Lends in Florida
  • Whether you are purchasing your first home or wanting to refinance your current mortgage, our Mortgage Loan Originators will do their best to find competitive rates. Our team will guide you through the entire process in hopes of making everything seamless and easy for you! Alexander Cockrell is the Owner of ASC Mortgage Group.

  • AMCI HOMESLLC
  • 6801 Lake Worth Road, Suite 109, Lake Worth, FL, 33467
  • Lends in Florida
  • AMCI HOMES, LLC is the key to your FINANCING. You need a Mortgage AMCI HOMES has a solution for you. AMCI HOMES.LLC was incorporated on 31 Aug 2017 as Florida Limited Liability Company type, registered at 6801 LAKE WORTH .RD SUITE 109 LAKE WORTH, FL 33467. Amci Homes.llc has 5 total employees across all of its locations.

  • Goldlynk Charter Llc
  • 8461 Lake Worth Road, Lake Worth, FL, 33467
  • Lends in Florida
  • When buying a home, there's none more important than the person you choose to represent you. We'll explain the process of buying your new home, and guide you through all the ups and downs and get closed on time.REGINALD WILLIAMS Owner of GOLDLYNK CHARTER LLC. If you are ready to start your buying or selling process give me a call at 561-667-8900.