In 2026, the Conventional loan cap in Wellington, situated in Palm Beach county, FL, is $726,200. Comparatively, the FHA loan limit is $557,750 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, so you can choose the most fitting program in FL for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $368,000 | 0% |
| FHA | $557,750 | 3.5% |
This table is applicable to the ZIP codes: 33449
The aim of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points which align you with suitable lenders and loan packages.
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