FHA VS Conventional loan programs in 2025 for West-Melbourne, Brevard County, Florida

For the year 2025, the conventional loan threshold in West-Melbourne, within the county of Brevard, FL, is established at $647,200. On the other hand, the FHA cap for a single-family dwelling is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate today's most advantageous Conventional, FHA, and USDA rates, and to understand the income, credit, reserves, and documentation requirements essential for qualification. By leveraging our state-of-the-art mortgage calculator, you can align Conforming Conventional loans next to USDA, FHA, and VA options, providing clarity in selecting the most suitable program in FL for your financial landscape.

Explore loan options from 100 distinct lenders

2025 lending limits and initial payment criteria in West-Melbourne, county of Brevard, FL

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table corresponds to zip codes: 32904

Options for Conventional and FHA loans in West-Melbourne, FL

Lendersa® is committed to obtaining the ideal Conventional, USDA, or FHA loan rapidly and with minimal effort. Begin your journey by selecting one of three methods designed to pair you with appropriate lenders and loan offers.

Lendersa provides USDA loan inquiry outcomes with matching results


  • CP Financial and CP Realty Inc.
  • 12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
  • CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different
  • David Diaz-Equity Smart Home Loans
  • 12655 W. Jefferson Blvd., Fl 4, Los Angeles, CA, 90066
  • David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo
  • The Shintani Group Inc.
  • 10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
  • Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
  • City Capital Realty
  • 1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
  • We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
  • Arixa Capital
  • 10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
  • Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
  • Crosswind Financial
  • 10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
  • Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
  • 1st Choice Lending & Investments
  • 1027 North Maclay Street, San Fernando, CA, 91340
  • 1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
  • Sherie Howard & Associates Inc.
  • 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
  • At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
  • Arrive Home Lending Inc.
  • 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
  • ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
  • Symphony Finance
  • 216 Montreal Street, Playa Del Rey, CA, 90293
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.