FHA VS Conventional loan in West-Melbourne, Brevard County, Florida

For the year 2025, the conventional loan threshold in West-Melbourne, within the county of Brevard, FL, is established at $647,200. On the other hand, the FHA cap for a single-family dwelling is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate today's most advantageous Conventional, FHA, and USDA rates, and to understand the income, credit, reserves, and documentation requirements essential for qualification. By leveraging our state-of-the-art mortgage calculator, you can align Conforming Conventional loans next to USDA, FHA, and VA options, providing clarity in selecting the most suitable program in FL for your financial landscape.

Explore loan options from 100 distinct lenders

2025 lending limits and initial payment criteria in West-Melbourne, county of Brevard, FL

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table corresponds to zip codes: 32904

Options for Conventional and FHA loans in West-Melbourne, FL

Lendersa® is committed to obtaining the ideal Conventional, USDA, or FHA loan rapidly and with minimal effort. Begin your journey by selecting one of three methods designed to pair you with appropriate lenders and loan offers.

Lendersa provides USDA loan inquiry outcomes with matching results


  • CCS Home Loans
  • 2814 Spanish Cove Trail, Jacksonville, FL, 32257
  • Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals. In most cases, the representation and loan products offered, while providing short term benefits,
  • Tidor Properties
  • 9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
  • Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.
  • TrustLine Mortgage, Inc.
  • 6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257
  • TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.
  • LC Lending Inc
  • 1680 North East 125 Street, Miami, FL, 33181
  • LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Crown Funding LLC
  • 13899 Biscayne Blvd, Ph 10, Miami, FL, 33181
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equity Lending Solutions - Private Lender
  • 12000 Biscayne Blvd, Suite 504, Miami, FL, 33181
  • We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
  • Morningside Mortgage Corporation
  • 9630 E. Bay Harbor Drive, Miami Beach, FL, 33154
  • Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
  • NuView Mortgage LLC
  • 14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
  • At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you