FHA VS Conventional loan programs in Alpharetta, Fulton County, Georgia

For 2026, the Conventional loan limit in Alpharetta, situated in Fulton county, GA, is $726,200. In contrast, for a single-family home, the FHA loan limit is set at $592,250.

Utilize the Lendersa® Conventional loan calculator to compare today's competitive rates across Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, enabling you to select the program that best suits your financial scenario in GA.

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2026 Loan Limits and Downpayment Needs in Alpharetta, Fulton county, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This comparison is valid for zip codes: 30022

Exploring Conventional and FHA Loan Options in Alpharetta, GA

The goal of Lendersa® is to efficiently connect you with the best Conventional, USDA, or FHA loan with ease and speed. Choose from three starting paths to quickly find matching lenders and appropriate loan programs.

Lendersa USDA loan requests and matches


Alpharetta Lenders

  • Kindred Mortgage Group
  • 555 North Point Center, 4th Floor, Suite 491, Alpharetta, GA, 30022
  • Lends in Georgia
  • Kindred Mortgage Group is a mortgage broker in Atlanta Georgia specializing in personalized mortgage planning and mortgage financing for the unique needs of homebuyers, investors, realtors, CPAs and financial advisors seeking optimized mortgage solutions for their individual and business goals. We provide a diverse range of mortgage loan products

  • SR Mortgage LLC
  • 1100 Sterling Brooke Drive, Alpharetta, GA, 30022
  • Lends in Georgia
  • SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored

  • North Point Mortgage Advisors LLC
  • 1185 Seale Drive, Alpharetta, GA, 30022
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Summerfield Mortgage LLC
  • 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022
  • Lends in Georgia
  • Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.

  • Peachtree Home Loans LLC
  • 11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022
  • Lends in Georgia
  • Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients

  • iCapital Mortgage, LLC
  • 5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
  • Lends in Georgia
  • Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy

  • SANCTUARY HOME MORTGAGE LLC
  • 555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
  • Lends in Georgia
  • Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.

  • Madison Chase Capital Advisors LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Lends in Georgia
  • Our mission is to build generational wealth through home ownership. The MCCA vision is to offer our clients more than just mortgage loan options, but financial advice, innovative solutions and advocacy. We help our clients make real estate decisions and purchases that will bring sustainable wealth for generations to come.

  • Screen Door Mortgage LLC
  • 11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.