FHA VS Conventional loan in Duluth, Gwinnett County, Georgia

In 2025, the conventional loan cap for Duluth, within Gwinnett county, GA, is $726,200. For single-family homes, the FHA limit is $592,250.

Utilize the Lendersa® Conventional loan calculator to compare current best rates across Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide the best program in GA for your financial situation.

Explore loan offers from 100 different lenders

Loan Limits & Downpayment Requirements in Duluth, Gwinnett, GA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $330,200 0%
FHA $592,250 3.5%

The above table applies to zip codes: 30097, 30096, 30098

Options for Conventional and FHA Loans in Duluth, GA

The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you, quickly and with minimal hassle. You can select from three starting points to find matching lenders and loan programs.

USDA loan request and match results with Lendersa


  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
  • Focus Lending Group, Inc.
  • 27201 Tourney Road, Suite 201-O, Valencia, CA, 91355
  • Focus Lending Group, Inc. is committed to helping you find the right mortgage product for your needs. With literally hundreds of different loan programs available we can usually find a product that fits every client's scenario. From plain vanilla "prime" products to the newest non-QM offerings.
  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.