FHA VS Conventional loan programs in 2025 for Austell, Cobb County, Georgia

In the year 2025, the conventional loan limit within Austell, situated in the county of Cobb, GA, is recorded at $726,200. Concurrently, the FHA loan limit specifically for a single-family home is $592,250.

Utilize the Lendersa® Conventional loan calculator to contrast the most favorable rates available today between Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and documentation necessary for qualification. Through our sophisticated mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side to identify the best program for your financial situation in GA.

Examine loan offers from 100 distinct lenders

Loan Limits and Down Payment Needs for 2025 in Austell, within Cobb County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $592,250 3.5%

The above table is applicable to the following zip codes: 30127, 30106, 30168

Available Loan Options for Conventional and FHA in Austell, GA

Lendersa® aims to quickly and easily provide you with the best possible Conventional, USDA, or FHA loan. Choose one of the following three paths that lead to suitable lenders and loan offerings.

Results from Lendersa's USDA loan request


  • Dallas Capital Bank, National Association
  • 14185 Dallas Pkwy, Suite 200, Dallas, TX, 75254
  • Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
  • Texas Pride Lending
  • 14114 Dallas Pkwy, Suite 160, Dallas, TX, 75254
  • "Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages. If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
  • Johnson Capital
  • 5151 Belt Line Road, Suite 555, Dallas, TX, 75254
  • Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
  • The Mortgage G.O.A.T.™
  • 14800 Quorum Drive, Suite 110, Dallas, TX, 75254
  • JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
  • Fox Lending Inc
  • 14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
  • Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
  • On Time Lending, LLC
  • 14850 Montfort Dr, Suite 165, Dallas, TX, 75254
  • On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
  • Simplifi Loans
  • 14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
  • Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
  • The Tuttle Group
  • 14900 Landmark Blvd, Suite 600, Dallas, TX, 75254
  • "The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas. With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
  • Reliance Mortgage Company
  • 5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
  • Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
  • Sublime Financial, LLC
  • 14785 Preston Road;, Suite 455, Dallas, TX, 75254
  • Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035
  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
  • Navient Corporation
  • PO Box 9000, Wilkes Barre, PA, 18773
  • Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.