FHA VS Conventional loan in Austell, Cobb County, Georgia

In the year 2026, the conventional loan limit within Austell, situated in the county of Cobb, GA, is recorded at $726,200. Concurrently, the FHA loan limit specifically for a single-family home is $592,250.

Utilize the Lendersa® Conventional loan calculator to contrast the most favorable rates available today between Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and documentation necessary for qualification. Through our sophisticated mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side to identify the best program for your financial situation in GA.

Examine loan offers from 100 distinct lenders

Loan Limits and Down Payment Needs for 2026 in Austell, within Cobb County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $592,250 3.5%

The above table is applicable to the following zip codes: 30127

Available Loan Options for Conventional and FHA in Austell, GA

Lendersa® aims to quickly and easily provide you with the best possible Conventional, USDA, or FHA loan. Choose one of the following three paths that lead to suitable lenders and loan offerings.

Results from Lendersa's USDA loan request


  • iFinance Mortgage Inc.
  • 1421 North Wanda Road, Suite 120G, Orange, CA, 92867
  • We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity

  • Tom Bradley-King
  • 960 North Tustin Street, Orange, CA, 92867
  • Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.

  • First Place Home Loans Inc.
  • 1740 West Katella, Suite B, Orange, CA, 92867
  • With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist

  • Upfront Home Loans
  • 1111 East Katella Avenue, Suite 210, Orange, IN, 92867
  • We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.

  • Business West Mortgage Company
  • 1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • McMillen Capital, LLC
  • 1215 N. Parker St, Orange, CA, 92867
  • McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.

  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client!

    We look forward to completing a smooth loan process, and you will be excited to tell your friend

  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity

  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin

  • Straight Talk Lending
  • 1621 17th St D, Santa Ana, CA, 92705
  • Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity

  • Tru Finance
  • 2932 Daimler St, Santa Ana, CA, 92705
  • Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.

  • Lending Depot
  • 1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
  • "At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience.

    Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"