FHA VS Conventional loan programs in Carrollton, Carroll County, Georgia

As of 2026, the conventional loan cap in Carrollton, located in the county of Carroll, GA, is set at $726,200, whereas the FHA ceiling for a single-family residence is $592,250.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional vs. FHA vs. USDA loans, assessing the income, credit reserves, and required documents for qualification. With our sophisticated mortgage calculator, compare side-by-side the Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most fitting program in GA for your financial situation.

Review loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Specifications in Carrollton, County of Carroll, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This comparison table is applicable to the following zip codes: 30118

Exploring Conventional and FHA Loan Options in Carrollton, GA

The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three starting paths that lead to matched lenders and loan programs.

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Carrollton Lenders

  • PMG HOME LENDING, LLC
  • 406 Alabama Avenue, Bremen, GA, 30110
  • Lends in Georgia
  • PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • Lends in Georgia
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.

  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Lends in Georgia
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Lends in Georgia
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.

  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • Lends in Georgia
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • Lends in Georgia
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • Lends in Georgia
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lends in Georgia
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.