FHA VS Conventional loan programs in Villa-Rica, Carroll County, Georgia

As of 2026, the Conventional loan limit in Villa-Rica, county of Carroll, GA, is set at $647,200, while the FHA limit for a single-family home is $471,500.

Lendersa® provides a Conventional loan calculator to compare the best rates between today's Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side to assist you in deciding the optimal program in GA for your specific financial situation.

View loan offers from a selection of 100 lenders

Loan limits and down payment requirements for 2026 in Villa-Rica, Carroll, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

This table is applicable to the zip codes: 30180

Conventional and FHA loan choices available in Villa-Rica, GA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loans efficiently and easily. Choose from three initial steps that connect you with participating lenders and relevant loan programs.

Lendersa USDA loan request and result matchings


Villa-Rica Lenders

  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • Lends in Georgia
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.

  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Lends in Georgia
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.

  • PMG HOME LENDING, LLC
  • 406 Alabama Avenue, Bremen, GA, 30110
  • Lends in Georgia
  • PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • Lends in Georgia
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • Lends in Georgia
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Lends in Georgia
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Lends in Georgia
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • Lends in Georgia
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.