FHA VS Conventional loan programs in Villa-Rica, Carroll County, Georgia

As of 2025, the Conventional loan limit in Villa-Rica, county of Carroll, GA, is set at $647,200, while the FHA limit for a single-family home is $471,500.

Lendersa® provides a Conventional loan calculator to compare the best rates between today's Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side to assist you in deciding the optimal program in GA for your specific financial situation.

View loan offers from a selection of 100 lenders

Loan limits and down payment requirements for 2025 in Villa-Rica, Carroll, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

This table is applicable to the zip codes: 30180

Conventional and FHA loan choices available in Villa-Rica, GA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loans efficiently and easily. Choose from three initial steps that connect you with participating lenders and relevant loan programs.

Lendersa USDA loan request and result matchings


  • Alpine Financial Inc
  • 2032 Hatteras Way North West, Atlanta, GA, 30318
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • RESIDENTIAL ONE LENDING, INC.
  • 1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
  • Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row
  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.
  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.