FHA VS Conventional loan programs in 2025 for Cedartown, Polk County, Georgia
In the year 2025, the conventional loan limit in Cedartown, located in the county of Polk, GA, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. Assess the required income, credit, reserves, and documentation to qualify. With this advanced tool, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program for your unique financial scenario in GA.
2025 loan limits and downpayment requirements in Cedartown, the county of Polk, GA
Loan Type
Loan Limit
Down payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 30125, 30138
Options for Conventional and FHA loans in Cedartown, GA
Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you quickly and without any trouble. Choose from three starting points to achieve matching lenders and loan programs.
Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.
Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.
2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
8300 Knollbrook Lane, Suite 100, McDonough, GA, 30253
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.
Metro Park Mortgage Group LLC founder of the Twila Reed she started career in 1997 as a loan officer assistant and gradually moved the up ranks of becoming a loan processor then a loan originator. In 2000, I recall saying to myself, these guys are making a lot of money and making great friends. My next goal was to become that person.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.
We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.