FHA VS Conventional loan programs in Rome, Floyd County, Georgia
As of 2026, the Conventional loan limit for Rome, located in Floyd, GA, is $726,200. In contrast, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® Conventional loan calculator to assess today's most competitive rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents required to qualify. This advanced mortgage calculator displays options side-by-side for Conforming Conventional loans, USDA, FHA, and VA to assist in selecting the most suitable program for your financial needs in GA.
2026 Loan Limits and Downpayment Specifications in Rome, County of Floyd, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for zip codes: 30161
Diverse Conventional and FHA Loan Options in Rome, GA
The primary aim of Lendersa® is to swiftly and easily secure the best possible Conventional, USDA, or FHA loans. Choose one of the three initial pathways that lead to matching lenders and loan programs.
(GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
"We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.
The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
