Conventional Loans Vs FHA in Macon, GA [in 2026]

For 2026, the maximum limit for a conventional loan in Macon, within the boundaries of Bibb county, GA, stands at $726,200. Conversely, the FHA loan limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to weigh today’s leading Conventional, FHA, and USDA rates. Uncover the income, credit, reserves, and documentation necessary for eligibility. Our sophisticated mortgage calculator aligns Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most advantageous program for your particular financial requirements in GA.

Available Loan Options for Conventional and FHA in Macon, GA

The objective of Lendersa® is to facilitate rapid access to the premier Conventional, USDA, or FHA loans without any hassle. You can initiate the process from three pathways designed to lead you to compatible lenders and programs.

Lendersa USDA loan request and matching results

Macon Lenders
(478) 919-2160 Lender's profile and map Ocmulgee Mortgage Company 268 Amanda Drive, Macon, GA, 31216 Lends in Georgia Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
(478) 745-0494 Lender's profile and map CGR Credit Union 2040 Ingleside Ave, Macon, GA, 31204 Lends in Georgia CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
(478) 746-2063 Lender's profile and map Midtowne Mortgage LLC 2614 Riverside Drive, Macon, GA, 31204 Lends in Georgia Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
(478) 287-4809 Lender's profile and map GMFS Mortgage 4009-B Vineville Ave., Macon, GA, 31210 Lends in Georgia GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
(478) 929-5700 Lender's profile and map Combined Employees CU 593 Russell Parkway, Warner Robins, GA, 31088 Lends in Georgia Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
(478) 845-4541 Lender's profile and map PrimePoint Mortgage LLC 30 East Johnston Street, Suite B, Forsyth, GA, 31029 Lends in Georgia Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(478) 224-3838 Lender's profile and map SunMark Community Bank 1005 Northside Drive, Perry, GA, 31069 Lends in Georgia Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
(478) 453-3571 Lender's profile and map Century Bank and Trust 141 South Wayne Street, Milledgeville, GA, 31061 Lends in Georgia Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
(706) 468-6418 Lender's profile and map Bank of Monticello 141 East Greene Street, Monticello, GA, 31064 Lends in Georgia On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis