FHA VS Conventional loan programs in 2025 for Covington, Newton County, Georgia

In 2025, the Conventional loan limit for Covington, situated in the county of Newton, GA, stands at $726,200, while the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are necessary to qualify. Our modern mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, guiding you to the best program in GA for your financial needs.

Explore loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Covington, Newton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table pertains to these zip codes: 30014, 30015

Conventional and FHA Loan Choices in Covington, GA

The objective of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan without struggle. Choose one of three starting paths to connect with matching lenders and loan programs.

Lendersa USDA Loan Request and Match Results


  • Onyx Funding
  • 78 SW 7th St, Miami, FL, 33130
  • Onyx Funding LLC is a leading, national provider of financing services to the commercial real estate industry. Our diverse and innovative structuring expertise, vast lender knowledge and relationships, and everyday market experience enable us to customize unparalleled financing solutions for any type of investment property.
  • 203b.Loan, Inc.
  • 78 SW 7th Street, Miami, FL, 33130
  • home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
  • Madison Capital Mortgage Group Inc
  • 45 Southwest 9th Street, Apartment 4301, Miami, FL, 33130
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Veterans LLC
  • 185 SW 7th Street, Apartment 2104, Miami, FL, 33130
  • The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
  • LV Lending Licensed Private Lender
  • 175 SW 7TH ST, STE 2101, Miami, FL, 33130
  • LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
  • McLEAN Mortgage
  • 78 SW 7th Street 5th, Miami, FL, 33130
  • McLean Mortgage Corporation has developed a culture described with two words, helping and teamwork. We work as a team with each client so that we can help them achieve their goals with minimal stress. We are here to help our clients every step of the way through the loan process.
  • BGI Capital
  • 175 SW 7th Street, Suite 2205, Miami, FL, 33130
  • BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
  • Terrabank National Association
  • 3191 Coral Way, Miami, FL, 33145
  • Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets. Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
  • Yale Mortgage
  • 1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
  • Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans. Our financing solutions help real estate investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.