FHA VS Conventional loan programs in Conyers, Rockdale County, Georgia

For 2026, the Conventional loan cap in the county of Rockdale, located in Conyers, GA, is $726,200, whereas the FHA maximum for a single-family home is $592,250.

Leverage the Lendersa® Conventional loan calculator to compare the present rates of Conventional, FHA, and USDA options, identifying the necessary income, credit, reserves, and paperwork for approval. This advanced tool aligns Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in selecting the most appropriate choice for your financial needs in GA.

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Loan limits and down payments for 2026 in Conyers, Rockdale, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $592,250 3.5%

The table is relevant for zip codes: 30013

Explore Conventional and FHA loans in Conyers, GA

The aim of Lendersa® is to quickly connect you with the best-fitting Conventional, USDA, or FHA loans. Choose one of the three starting points to connect with lenders and programs that fit your needs.

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Conyers Lenders

  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • Lends in Georgia
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.

  • Credit Union Financial Services
  • 1123 Elm St. NE, Covington, GA, 30014
  • Lends in Georgia
  • CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind

  • Simplifi Lending LLC
  • 698 Deer Springs Way, Loganville, GA, 30052
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice

  • First Chance Mortgage, Inc.
  • 131 Lee Byrd Road, Loganville, GA, 30052
  • Lends in Georgia
  • First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.

  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • Lends in Georgia
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.

  • Goldwater Home Loans Inc
  • 1755 East Park Place Blvd, Stone Mountain, GA, 30087
  • Lends in Georgia
  • Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.

  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • Lends in Georgia
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.

  • Chadash Lending Group LLC
  • 2223 Park Manor Lane, Snellville, GA, 30078
  • Lends in Georgia
  • Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.

  • Alvorada Mortgage LLC
  • 1701 Hickory Lake Dr, Snellville, GA, 30078
  • Lends in Georgia
  • Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.