FHA VS Conventional loan programs in Cumming, Forsyth County, Georgia

During 2025, the conventional loan limit for Cumming, in the county of Forsyth, GA, is $726,200, whereas the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. It's crucial to determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to see Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating your decision on which program in GA is optimal for your financial situation.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Cumming, Forsyth County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table is applicable to the following zip codes: 30040, 30041

Exploring Conventional and FHA Loan Options in Cumming, GA

At Lendersa®, our aim is to ensure you secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three routes to connect with suitable lenders and loan offerings.

USDA loan request results at Lendersa


  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • Nuhome Team
  • 440 E Route 66, Glendora, CA, 91740
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
  • PCMortgage
  • 1345 South Grand Avenue, Glendora, CA, 91740
  • At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
  • SquareLend
  • 440 East Route 66, Glendora, CA, 91740
  • Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Bydand Home Loans
  • 34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
  • Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.
  • Laguna Sierra Mortgage Group
  • 33971 Selva Road, Suite 120, Dana Point, CA, 92629
  • Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.
  • Beach Cities Capital
  • 24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
  • Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.