Explore the differences! FHA VS Conventional loan programs in Milton, Fulton County, Georgia

In 2026, the conventional loan limit in Milton, county of Fulton, GA is $726,200, while the FHA limit for a single-family home is $592,250.

Leverage the Lendersa® Conventional loan calculator to assess today's rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the ideal program in GA that suits your financial situation.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Downpayment Requirements in Milton, County of Fulton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table applies to the following zip codes: 30004

Exploring Conventional and FHA Loan Options in Milton, GA

The primary aim at Lendersa® is to procure the most suitable Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose from one of three starting points that direct you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


Milton Lenders

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in Georgia
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Regent Mortgage Corporation
  • 980 Birmingham Road, Suite 501-356, Milton, GA, 30004
  • Lends in Georgia
  • Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind

  • Good Friend Mortgage Inc.
  • 902 Abbey Court, Alpharetta, GA, 30004
  • Lends in Georgia
  • "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
    Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."

  • Alan Christian Mortgage Team
  • 4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
  • Lends in Georgia
  • Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.

  • NEIGHBORHOOD MORTGAGE, INC.
  • 1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004
  • Lends in Georgia
  • Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.

  • HOME LENDERS OF GEORGIA, LLC
  • 1865 Lockeway Drive, Suite 605, Alpharetta, GA, 30004
  • Lends in Georgia
  • Home Lenders of Georgia, our experienced mortgage consultants will help you find the best mortgage. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products from FHA Home Loans to VA Loans and all programs in between. We pride ourselves on outstanding customer service

  • OPTIONS MORTGAGE SERVICES LLC
  • 4005 Nine McFarland Dr, Suite 250, Alpharetta, GA, 30004
  • Lends in Georgia
  • OPTIONS MORTGAGE SERVICES We don't want you to be a story we hear at our next Dinner Party. We specialize in thoroughly pre- qualifying our clients before they ever go out looking for their dream homes. Many Lenders will promise you anything to get you in the door. Then, when and if you get to closing, they will change the loan program

  • Touchmark National Bank
  • 3651 Old Milton Parkway, Alpharetta, GA, 30005
  • Lends in Georgia
  • Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.

  • SLR Mortgage Inc
  • 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
  • Lends in Georgia
  • SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.