FHA VS Conventional loan programs in 2025 for Milton, Fulton County, Georgia

In 2025, the conventional loan limit in Milton, county of Fulton, GA is $726,200, while the FHA limit for a single-family home is $592,250.

Leverage the Lendersa® Conventional loan calculator to assess today's rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the ideal program in GA that suits your financial situation.

Explore loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Milton, County of Fulton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table applies to the following zip codes: 30004, 30009

Exploring Conventional and FHA Loan Options in Milton, GA

The primary aim at Lendersa® is to procure the most suitable Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose from one of three starting points that direct you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Harbor Mortgage Services Inc
  • 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
  • SOUTHERN EQUITY MORTGAGE SERVICES, LLC
  • 6820 Black Fox Lane, Cumming, GA, 30040
  • Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
  • CUSTOM MORTGAGE SERVICES, INC.
  • 5930 Odell St, Suite 230, Cumming, GA, 30040
  • We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.
  • Cedar Mill Mortgage
  • 1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
  • Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
  • CAPITAL MORTGAGE SOLUTIONS LLC
  • 8255 Main Street, Suite 102, Woodstock, GA, 30188
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
  • Bulldog Lending
  • 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
  • We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
  • TRISTONE FINANCIAL LLC
  • 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
  • Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
  • Mike's Mortgage Team
  • 500 Northridge Road, Suite 120, Atlanta, GA, 30350
  • Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner