FHA VS Conventional loan programs in 2025 for Eatonton, Putnam County, Georgia

For the year 2025, the conventional loan limit set in Eatonton, found within Putnam county, GA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Engage with the Lendersa® Conventional loan calculator to evaluate today's best rates from Conventional, FHA, and USDA loans. It's essential in determining the needed income, credit, reserves, and documentation for eligibility. With our advanced calculator, you can review Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the optimal program in GA tailored to your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Eatonton, Putnam County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 31024, 31026

Available Loan Options for Conventional and FHA in Eatonton, GA

Lendersa® aims to facilitate a quick and hassle-free process in obtaining the best Conventional, USDA, or FHA loan. Choose from one of three pathways that lead to aligned lenders and loan programs.

Results for USDA loan requests at Lendersa


  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
  • IAA Credit Union
  • 808 IAA Drive, Bloomington, IL, 61701
  • The IAA Credit Union was formed in 1951 to serve the financial needs of the employees of the IAA Family of Companies. Through the years, our field of membership has been expanded to include the members of Illinois Farm Bureau, COUNTRY Financial policyholders, GROWMARK patrons, and other small employee groups.
  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
  • Heartland Bank and Trust Company
  • 401 N. Hershey Road, Bloomington, IL, 61702
  • Heartland Bank We're a community bank whose roots are right here in the heartland with the Drake family. The Drakes, who came to Central Illinois in 1852, have been in banking since 1920. With the third generation of the family taking an active role in the banking business, we continue this tradition.Fast, efficient service is important.