For 2025, the loan limit for Conventional loans in Hardwick, located within Baldwin county in GA, is set at $726,200. Meanwhile, for a single-family residence, the FHA loan ceiling is $472,030.
Utilize Lendersa®'s Conventional loan calculator to assess current best rates between Conventional, FHA, and USDA loans, and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, aiding your decision in choosing the most suitable program for your financial situation in GA.
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| Type of Loan | Maximum Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Data applicable for zip codes: 31061, 31034
Lendersa® is committed to providing the swiftest and most efficient way to secure the best Conventional, USDA, or FHA loan option. Choose one of three starting points to connect with lenders and loan programs that fit your needs.
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Bridge Loan Guides
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