FHA VS Conventional loan in Hardwick, Baldwin County, Georgia

For 2025, the loan limit for Conventional loans in Hardwick, located within Baldwin county in GA, is set at $726,200. Meanwhile, for a single-family residence, the FHA loan ceiling is $472,030.

Utilize Lendersa®'s Conventional loan calculator to assess current best rates between Conventional, FHA, and USDA loans, and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, aiding your decision in choosing the most suitable program for your financial situation in GA.

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Loan limits and downpayment criteria for 2025 in Hardwick, county Baldwin, GA

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Data applicable for zip codes: 31061, 31034

Explore Conventional and FHA loan solutions in Hardwick, GA

Lendersa® is committed to providing the swiftest and most efficient way to secure the best Conventional, USDA, or FHA loan option. Choose one of three starting points to connect with lenders and loan programs that fit your needs.

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  • CAPITAL HOME LENDING
  • 4532 Pasadena Blvd, Suite C, Pasadena, TX, 77503
  • Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Texan Mortgage
  • 1787 Highway 30 East, Huntsville, TX, 77320
  • We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
  • Access Loans, Inc
  • 921 McLeod Dr, Huntsville, TX, 77320
  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • My Mortgage Ace
  • 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
  • We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
  • Hard Money Bridge Loans for the Caribbean
  • 930 Sylvan Avenue, Englewood Cliffs, NJ, 07632
  • Caribbean Bridge Lender is the fast and reliable direct private lender. If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for. Because of our experience, connectio
  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service
  • Third Coast Bank, SSB
  • 20202 Hwy 59 North, Suite 190, Humble, TX, 77338
  • Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service