Explore the differences! FHA VS Conventional loan programs in Sparta, Hancock County, Georgia

For 2025, the Conventional loan limit in Sparta, within Hancock county, GA, is $726,200. On the other hand, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional versus FHA and USDA loans, and assess the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator shows you the Conforming Conventional, USDA, FHA, and VA options side by side, helping you choose the best program in GA for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Sparta, Hancock County, GA

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 31087

Discover Conventional and FHA Loan Options in Sparta, GA

Lendersa® is focused on rapidly connecting you with the best Conventional, USDA, or FHA loan options available, with minimal hassle. Choose one of three ways to link with the best lenders and loan programs.

Lendersa USDA loan request and results


  • Prince Realty, Inc.
  • 1018 East El Camino Real, Sunnyvale, CA, 94087
  • PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • TeamMotta
  • 37600 Central Court, Suite 264, Newark, CA, 94560
  • American National Insurance Company’s philosophy is to not spend money in mass-marketing or national advertising campaigns – instead America National concentrate on developing better products with meaningful coverages, better overall pricing, sustaining the reputation for outstanding claims service.
  • Best Rate Mortgage
  • 39899 Balentine Drive, Suite 200, Newark, CA, 94560
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Rainbow Funding and Real Estate
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  • Personalized and professional service is what the real estate agents at Rainbow Funding in Newark, California, provide you. Since 1983, our agency has been serving people of the Bay Area, like yourself, in obtaining loans and home listings. We offer a variety of programs built to match your needs in buying, selling, and financing homes. So the n
  • Star One Credit Union | Sunnyvale
  • PO Box 3643, Sunnyvale, CA, 94088
  • Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
  • Affordable Home Finance
  • 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
  • Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.
  • Network Independent Mortgage Brokers
  • 1300 Oliver Road, Suite 140, Fairfield, CA, 94534
  • Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
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  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.