FHA VS Conventional loan programs in 2025 for Ellijay, Gilmer County, Georgia
In 2025, the Conventional loan limit for Ellijay in Gilmer county, GA, is $726,200. Conversely, the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today’s leading rates across Conventional, FHA, and USDA programs, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side illustration of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best option in GA for your financial scenario.
2025 Loan Limits and Down Payment Specifications in Ellijay, Gilmer, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 30540
Available Conventional and FHA Loan Options in Ellijay, GA
The aim of Lendersa® is to promptly provide you with the best available Conventional, USDA, or FHA loan without any hassle. Choose one of the three starting options to identify matching lenders and loan packages.
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