FHA VS Conventional loan in Nelson, Pickens County, Georgia

In 2026, the Conventional loan limit in Nelson, located in the county of Pickens, GA, is set at $647,200, while for a single-family home, the FHA limit is $471,500.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping to choose the optimal program for your financial circumstances in GA.

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2026 Loan Limits and Down Payment Requirements in Nelson, Pickens, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

This comparison table applies to the following zip codes: 30177

Explore Conventional and FHA Loan Opportunities in Nelson, GA

Lendersa® aims to provide you with the best possible loan solutions—Conventional, USDA, or FHA—quickly and hassle-free. Select from one of three paths to connect with matching lenders and loan programs.

Review results for Lendersa USDA loan requests


Nelson Lenders

  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
  • Lends in Georgia
  • The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.

  • The Mortgage Source LLC
  • 21 Court St, Suite 102, Jasper, GA, 30143
  • Lends in Georgia
  • We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.

  • FRONTLINE CAPITAL MORTGAGE, LLC
  • 91 Sammy McGhee, Suite 110, Jasper, GA, 30143
  • Lends in Georgia
  • Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Lends in Georgia
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Dear Lender LLC
  • 106 Colony Park Drive, Cumming, GA, 30040
  • Lends in Georgia
  • DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.

  • Southern Capital Mortgage Group LLC
  • 5971 Parkway North, Suite D, Cumming, GA, 30040
  • Lends in Georgia
  • Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Harbor Mortgage Services Inc
  • 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • Lends in Georgia
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.

  • SOUTHERN EQUITY MORTGAGE SERVICES, LLC
  • 6820 Black Fox Lane, Cumming, GA, 30040
  • Lends in Georgia
  • Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
    Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia