FHA VS Conventional loan in Folkston, Charlton County, Georgia
In the year 2025, the established limit for conventional loans in Folkston, situated in the county of Charlton, GA, is $726,200. In comparison, the FHA loan limit for single-family residences is set at $472,030, reflecting the differentiated profiles of these loan types.
Leverage the Lendersa® Conventional loan calculator to effectively compare today's top Conventional, FHA, and USDA rates. This tool also helps ascertain the necessary income, credit rating, reserves, and paperwork required for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, offering a clear view to help you select the loan program that is the most financially advantageous in the state of GA.
Details on 2025 Loan Limits and Downpayment Requirements in Folkston, County of Charlton, GA
Loan Type
Loan Limit
Down payment Percentage
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This loan limit comparison applies to the specified zip codes: 31537
Exploring Conventional and FHA Loan Options in Folkston, GA
At Lendersa®, the objective is to secure for you the most optimal Conventional, USDA, or FHA loan swiftly and seamlessly. Start with one of three options that effectively lead to matched lenders and loan programs tailored to meet your needs.
Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927.
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15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
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Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
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