FHA VS Conventional loan programs in 2025 for Folkston, Charlton County, Georgia

In the year 2025, the established limit for conventional loans in Folkston, situated in the county of Charlton, GA, is $726,200. In comparison, the FHA loan limit for single-family residences is set at $472,030, reflecting the differentiated profiles of these loan types.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's top Conventional, FHA, and USDA rates. This tool also helps ascertain the necessary income, credit rating, reserves, and paperwork required for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, offering a clear view to help you select the loan program that is the most financially advantageous in the state of GA.

Discover and contrast loan offers from a wide network of 100 lenders

Details on 2025 Loan Limits and Downpayment Requirements in Folkston, County of Charlton, GA

Loan Type Loan Limit Down payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This loan limit comparison applies to the specified zip codes: 31537

Exploring Conventional and FHA Loan Options in Folkston, GA

At Lendersa®, the objective is to secure for you the most optimal Conventional, USDA, or FHA loan swiftly and seamlessly. Start with one of three options that effectively lead to matched lenders and loan programs tailored to meet your needs.

Overview of Lendersa USDA loan requests and matching processes


  • Princeton Mortgage
  • 1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
  • Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
  • Assurance Financial Services, Inc
  • 89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
  • Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
  • Jeff Cook Real Estate
  • 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
  • Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
  • New South Mortgage
  • 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
  • New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
  • Enotiva Lending Solutions LLC
  • 13538 Village Park Dr, Suite 205, Orlando, FL, 32837
  • Enotiva Lending Solutions LLC have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • EXPRESSO LENDERS CORP
  • 12250 Menta Street, Suite 106, Orlando, FL, 32837
  • Expresso Lenders provides you with the right loan for your situation. We are a successful group of professionals, with more than 30 years experience working at Business in USA, Loans & Mortgages & Investments areas.Our main goal concerns about building customer's trust, & that is why our labor has been praised in this important industrial sector.
  • 1st Florida Lending Corp
  • 2151 Consulate Drive, Suite 8-A, Orlando, FL, 32837
  • We are Mortgage Lenders (not brokers) committed to making the lending experience valuable, affordable, and tailored to our borrower’s budget and expectations utilizing innovative technology, best systems practices together with a full menu of over 48 lending solutions offering our client-borrowers unparalleled choices for their financing needs.
  • HIS Capital Group, Inc
  • 2151 Consulate Dr, Suite 6, Orlando, FL, 32837
  • We are an Orlando based private real estate investment group supported by our lending firm, HIS Capital Funding. Our senior management and advisory board possess a combined 110 ++ years of expertise in real estate law, project development, building, management, and private lending.
  • Silverton Mortgage
  • 12701 S. John Young Parkway Suite 210, Orlando, FL, 32837
  • Silverton Mortgage is a recognized industry leader within the mortgage community. Our team members recognize that home loans are as diverse as the people who seek them and work closely with borrowers to find the right program to fit their unique needs. We are guided by the strong belief that communication.
  • Hunters Creek Mortgage LLC
  • 14417 Verano Dr, Orlando, FL, 32837
  • At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.