FHA VS Conventional loan in Folkston, Charlton County, Georgia

In 2025, Convetional loan limit in Folkston, county of Charlton, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Folkston, county of Charlton, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 31537

Conventional and FHA loan options in Folkston, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Home Pedia Inc
  • 18723 Via Princessa, Suite 312, Canyon Country, CA, 91387
  • Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
  • Above All Lending
  • 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • LMB Mortgage Services, Inc
  • 4859 W Slauson Ave, Suite 405, Los Angeles, CA, 90056
  • LowerMyBills.com is a premier, free online service for consumers to compare low rates on monthly bills and reduce the cost of living. LowerMyBills.com is the one-stop destination that offers savings through relationships with more than 500 service providers across multiple categories, including home loans, credit cards, auto and health insurance.
  • Peloton Capital Fund
  • 437 S. Robertson Blvd # C, Beverly Hills, CA, 90211
  • Peloton Capital Fund of Beverly Hills, California is your trusted source for hard money loans nationwide. The experts at Peloton Capital Fund make the process of getting financing fast and convenient. Whether you are fixing and flipping or want to refinance the terms of an existing loan, we will help you find the right loan with the lowest rate. Gi
  • EH National Bank
  • 8484 Wilshire Blvd, Suite 100, Beverly Hills, CA, 90211
  • With an in-depth understanding of the world and circles you move in, EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank.