FHA VS Conventional loan programs in Waycross, Ware County, Georgia

In 2025, the conventional loan limit in Waycross, within Ware county, GA, is $726,200. For a single-family home, the FHA limit is $472,030.

Make use of the Lendersa® Conventional loan calculator to compare the finest rates available today for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program in GA is suitable for your financial situation.

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Waycross, Ware, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 31501, 31503, 31502

Exploring Conventional and FHA Loan Options in Waycross, GA

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without difficulty. Start with one of the three methods to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FIRST LENDERS MORTGAGE
  • 29B W. Front Street, Keyport, NJ, 7735
  • As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
  • Arcadia Lending
  • 329 W 14 Mile Rd, Clawson, MI, 48017
  • "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
  • Providence Bank & Trust
  • 7936 South Cottage Grove Avenue, Chicago, IL, 60619
  • Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
  • 18th Street Mortgage
  • 209 B Stratford St, Houston, TX, 77006
  • At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Alliance Mortgage Finance LLC
  • 900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • BD Capital LLC
  • 67 Mountain Blvd, Suite 201, Warren, NJ, 07059
  • BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.