FHA VS Conventional loan in Blackshear, Pierce County, Georgia

In the year 2026, the Conventional loan limit set for a single-family home in Blackshear, located in the county of Pierce, GA, stands at $726,200, while the FHA loan cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. Our sophisticated mortgage tool enables you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the optimal program in GA for your financial requirements.

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2026 Loan Limits and Down Payment Criteria in Blackshear, Pierce, GA

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is relevant for the following zip codes: 31516

Opportunities for Conventional and FHA Loans in Blackshear, GA

At Lendersa®, the primary ambition is to swiftly secure you the most suitable Conventional, USDA, or FHA loan without unnecessary complications. Choose from three methods to begin and align with appropriate lenders and loan schemes.

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Blackshear Lenders

  • Ware County School Employees Federal Credit Union
  • 1301 Bailey Street, Waycross, GA, 31501
  • Lends in Georgia
  • The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.

    The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs

  • Pineland Bank
  • 501 W 12th St, Alma, GA, 31510
  • Lends in Georgia
  • Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.

  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • Lends in Georgia
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

  • Bank of Hazlehurst
  • 22 South Tallahassee Street, Hazlehurst, GA, 31539
  • Lends in Georgia
  • At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.

    They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street

  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • Lends in Georgia
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

  • United 1st Credit Union
  • 162 N Gross Rd, Kingsland, GA, 31548
  • Lends in Georgia
  • United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Coastal Mortgage Company
  • 24 Andrews Way, Kingsland, GA, 31548
  • Lends in Georgia
  • We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.

  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Lends in Georgia
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans

  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • Lends in Georgia
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity