FHA VS Conventional loan programs in Holly-Springs, Cherokee County, Georgia
In the year 2025, the conventional loan cap for Holly-Springs, located in Cherokee county of GA, is set at $647,200, whereas the FHA cap for a single-family residence is $471,500.
The Lendersa® Conventional loan calculator can be used to contrast today's Conventional rates with FHA and USDA options, helping to identify the necessary income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator shows you Conventional loans, USDA, FHA, and VA options, enabling you to determine the ideal program in GA for your unique financial needs.
2025 Loan Limitations and Down Payment Requirements in Holly-Springs, GA, County of Cherokee
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$330,200
0%
FHA
$471,500
3.5%
The comparison is relevant for zip codes: 30114, 30115, 30142
Exploring Conventional and FHA Loan Choices in Holly-Springs, GA
Lendersa® aims to secure the best Conventional, USDA, or FHA loan promptly and with minimal fuss. Start with one of three pathways to find lenders and loan programs tailored to your needs.
We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
Abington Bank, part of the Hometown Financial Group banking family.
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Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
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