Explore the differences! FHA VS Conventional loan programs in Jonesboro, Clayton County, Georgia

In 2026, the conventional loan limit for Jonesboro in Clayton county, GA, stands at $726,200. Conversely, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to assess today's best available rates among Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in GA for your specific financial context.

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2026 loan limits and down payment requirements in Jonesboro, Clayton county, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to zip codes: 30236

Options for Conventional and FHA loans in Jonesboro, GA

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans in a hassle-free manner. Start by choosing one of the three starting paths that connect with the right lenders and loan programs.

Results from Lendersa USDA loan request and matching


Jonesboro Lenders

  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Lends in Georgia
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.

  • MS Home Mortgage LLC
  • 7193 Jonesboro Rd, Suite 202, Morrow, GA, 30260
  • Lends in Georgia
  • MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.

  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • Lends in Georgia
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership

  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • Lends in Georgia
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.

  • Southern Crescent Mortgage and Investment Crop
  • 101 Devant Street, Suite 704, Fayetteville, GA, 30214
  • Lends in Georgia
  • Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.

  • Georgia Mortgage Services Inc
  • 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
  • Lends in Georgia
  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process

  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Lends in Georgia
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • Lends in Georgia
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • Lends in Georgia
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.